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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Best savings app

5
Chip + allows me to save money without even noticing and receive bonus returns. Reviewed on: 11th March 2021

Refreshing banking

5
Helps me save my money and keep in control of it Reviewed on: 11th March 2021

Great app

5
I does it all for you! Sit back and watch you balance increase! Reviewed on: 11th March 2021

Effortless saving

5
Chip is fantastic, saving is made easy. The automatic saves are easy to control and I barely notice they are gone from my bank account. It builds up in no time. The savings account also offers a fantastic interest rate. This company is exciting and there is much more to come in the future. Reviewed on: 11th March 2021

Easy Saving

5
Chip is a great way to save money without even realising it, it takes small amounts that you don’t even notice and puts them into an account which gains interest. Very easy to withdraw funds when needed too Reviewed on: 11th March 2021

Market leading interest rates

4
Absolutely loving the huge savings rate & easy access. Fab app, only annoying this is the limit of £2000 you can get the high interest rate on. New investment accounts look cool although I haven’t got one just yet. Reviewed on: 11th March 2021

Savings

5
One of the best saving rate going Reviewed on: 11th March 2021

Easy saving

5
Great, easy way to save - without even noticing you can build up your savings Reviewed on: 11th March 2021

Best savings app around

5
As the title says Chip is the best savings app to date. You really don't need to do anything, just turn on automatic savings and they do the rest Reviewed on: 11th March 2021

10/10 service

5
10/10 service, nothing else needed to say Reviewed on: 11th March 2021

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