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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

A great savings interest and clever allocated auto savings

5
Very easy to navigate app just as easy and quick to withdrawal as it is to deposit. Reviewed on: 11th March 2021

Save money from you couch

5
I effortlessly save money without thinking about it. Have goals with targets to try and reach and I just watch them grow Reviewed on: 11th March 2021

Perfect for someone who cant save

5
I’m useless at saving but CHIP is great with the auto save. I even do a little payday save too. The money soon mounts up and you don’t even realise it’s gone!!! Reviewed on: 11th March 2021

Easy, worry-free way to save

4
I have been using Chip for about a year and a half now and think it is an amazing way to save money. It works out a small amount I have spare every week and squirrels it away in my account. So easy! It's amazing how quickly it adds up. I have recommended to my Brother and he signed up right away. I love the app and look forward to the investment add on that is coming soon. Reviewed on: 11th March 2021

Verification issues

2
Enthusiastic customer services but don't take the time read/understand feedback and intimately unable to help. Later app redesigned with verification status removed, which leads me to assume I wasn't the only customer with the issue. Poor show for an app only savings plan! Reviewed on: 11th March 2021

Love the savings app

5
I have never saved up but chip taking a little bit of cash here and there has got me into savings and I love watching my total grow . And can withdraw with no hassle so quickly, can’t imagine not having it now. Reviewed on: 11th March 2021

Best savings app

5
Chip + allows me to save money without even noticing and receive bonus returns. Reviewed on: 11th March 2021

Refreshing banking

5
Helps me save my money and keep in control of it Reviewed on: 11th March 2021

Great app

5
I does it all for you! Sit back and watch you balance increase! Reviewed on: 11th March 2021

Effortless saving

5
Chip is fantastic, saving is made easy. The automatic saves are easy to control and I barely notice they are gone from my bank account. It builds up in no time. The savings account also offers a fantastic interest rate. This company is exciting and there is much more to come in the future. Reviewed on: 11th March 2021

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