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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Easy and convenient for saving

4
Joined the waitlist for the investment account. Already hold investments with blackrock cant wait to transfer Reviewed on: 11th March 2021

Fantastic app!

5
Brilliant app, it’s helped me and my girlfriend so much since having our Little boy and it helping us chip away (no pun intended) and get that house deposit!! Recommend to anyone!!! Reviewed on: 11th March 2021

Good tool

4
A good savings tool, would be better if they offered interest without needing referrals. Reviewed on: 11th March 2021

Life changing

5
The auto-save feature from Chip has been life changing. I'm now saving money without even thinking about it. As well as my pay-day put aways I've been saving hundreds of extra pounds a month without thinking about it. Love it! Reviewed on: 11th March 2021

A great savings interest and clever allocated auto savings

5
Very easy to navigate app just as easy and quick to withdrawal as it is to deposit. Reviewed on: 11th March 2021

Save money from you couch

5
I effortlessly save money without thinking about it. Have goals with targets to try and reach and I just watch them grow Reviewed on: 11th March 2021

Perfect for someone who cant save

5
I’m useless at saving but CHIP is great with the auto save. I even do a little payday save too. The money soon mounts up and you don’t even realise it’s gone!!! Reviewed on: 11th March 2021

Easy, worry-free way to save

4
I have been using Chip for about a year and a half now and think it is an amazing way to save money. It works out a small amount I have spare every week and squirrels it away in my account. So easy! It's amazing how quickly it adds up. I have recommended to my Brother and he signed up right away. I love the app and look forward to the investment add on that is coming soon. Reviewed on: 11th March 2021

Verification issues

2
Enthusiastic customer services but don't take the time read/understand feedback and intimately unable to help. Later app redesigned with verification status removed, which leads me to assume I wasn't the only customer with the issue. Poor show for an app only savings plan! Reviewed on: 11th March 2021

Love the savings app

5
I have never saved up but chip taking a little bit of cash here and there has got me into savings and I love watching my total grow . And can withdraw with no hassle so quickly, can’t imagine not having it now. Reviewed on: 11th March 2021

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