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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Super easy!

This app is so incredible. I don't notice the money coming from my bank account, and it all soon adds up. I have saved hundreds in only a few months. Reviewed on: 11th March 2021

Getting non-savers to start saving!

The best way for non-savers to start saving. It takes no effort and you don’t even notice you’re saving. It’s just absolutely superb. I’ve used Chip for about 3 years and managed to save for a holiday and a car without even trying. Amazing!! Reviewed on: 11th March 2021

Effortless

Switch it on and forget about it. Reviewed on: 11th March 2021

Best rate

Easy to invest. Easy to deal with, good rates. Reviewed on: 11th March 2021

Such an easy way to save!

Chip has changed how I save in ways I didn't think were possible. I am TERRIBLE with money. Yet Chip finds a way to make each day possible to make a saving....it may be a few pennies, or even a tenner if you've been especially good but soon enough that adds up and you don't even notice its gone. With standard savings, putting a chunk of money in to an account you couldn't access seemed painful especially with such a poor interest rate - what's the point in saving if there is no reward? The high street can't offer what Chip does. I've even got my mum who's in her 60s on to Chip, and she's an investor with them now. They make saving make sense, and for someone who's terrible with money to say that, well that takes some doing! Reviewed on: 11th March 2021

Amazing, intuitive and trustworthy product

Since joining Chip, I have saved over £1000. The app keeps me on track, is incredibly easy to access and provides an outstanding service. I used to find saving difficult (it was always an easy option to 'forget' to put money aside) but Chip's autosave function means that I never skip a save and I love how I can adjust how much Chip saves for me with each autosave. Now, saving is easy! Thank you Chip! Reviewed on: 11th March 2021

Easy and convenient for saving

Joined the waitlist for the investment account. Already hold investments with blackrock cant wait to transfer Reviewed on: 11th March 2021

Fantastic app!

Brilliant app, it’s helped me and my girlfriend so much since having our Little boy and it helping us chip away (no pun intended) and get that house deposit!! Recommend to anyone!!! Reviewed on: 11th March 2021

Good tool

A good savings tool, would be better if they offered interest without needing referrals. Reviewed on: 11th March 2021

Life changing

The auto-save feature from Chip has been life changing. I'm now saving money without even thinking about it. As well as my pay-day put aways I've been saving hundreds of extra pounds a month without thinking about it. Love it! Reviewed on: 11th March 2021

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