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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Started charging for their service, limited notification!

Chip was good initially, a free service. The funds take 3 days to be 'transferred', so they cream the interest in the interim. Then they started charging a monthly amount, and the notification about this fee was subtle/unclear imo. Smacks of greed, so I left... Reviewed on: 11th March 2021

Absolutely Brilliant

I’ve been saving with Chip for over 18months. It’s very easy with auto save and payday put away. And so accessible with same day withdrawals for that emergency items Reviewed on: 11th March 2021

A saved money that i would have spent

As they take out automatically, you don't feel it and before you know, you accumulated a nice sum for ie summer holiday what i wouldn't have done otherwise . Reviewed on: 11th March 2021

Trustworthy, easy to use, the savings are safe.

This will be the bank of the future. Professional, savings are safe, app is perfect to use. Anybody can use it Reviewed on: 11th March 2021

Great App

Great App that takes manageable amounts of money to save. Only downside is that it takes several days to access when you have withdrawn. Reviewed on: 11th March 2021

Easy to use and love auto save

The bank app was really easy and simple to set up. It auto saves money for me, and gives a competitive rate of interest. Saves up what I need it to automatically and in the background. Reviewed on: 11th March 2021

Saving without thinking

With Chip you can save without even knowing you’re saving, it’s a brilliant app and should definitely win your award! Love it! Reviewed on: 11th March 2021

Who knew it was so easy to save with such little effort!

Since joining Chip I have saved over £10k and continue to be impressed with how easy it is. The fact that it is app based makes it very simple to use and I do prefer this rather than having to log on to a website. I’ve recently opened a higher interest savings account with Chip and am really loving watching my money grow. I’ve got some pretty big life events coming up and quite a bit of uncertainty if I’m honest (haven’t we all) and am relying on maximising what I’ve got with Chip to see me through. Thank you! Reviewed on: 11th March 2021

Easy to save

Not missing the small amounts that are being ‘chipped away’ Great way to save! Reviewed on: 11th March 2021

Saving for the future

I'm new to chip but I have embraced the AI way of saving and in a short time I already have a good size pot. I've never been good at saving but taking small amounts out over days/weeks I have found amazing. Who knows I could buy that Rolex my husband wants sooner than expected Reviewed on: 11th March 2021

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