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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Saving without thinking

With Chip you can save without even knowing you’re saving, it’s a brilliant app and should definitely win your award! Love it! Reviewed on: 11th March 2021

Who knew it was so easy to save with such little effort!

Since joining Chip I have saved over £10k and continue to be impressed with how easy it is. The fact that it is app based makes it very simple to use and I do prefer this rather than having to log on to a website. I’ve recently opened a higher interest savings account with Chip and am really loving watching my money grow. I’ve got some pretty big life events coming up and quite a bit of uncertainty if I’m honest (haven’t we all) and am relying on maximising what I’ve got with Chip to see me through. Thank you! Reviewed on: 11th March 2021

Easy to save

Not missing the small amounts that are being ‘chipped away’ Great way to save! Reviewed on: 11th March 2021

Saving for the future

I'm new to chip but I have embraced the AI way of saving and in a short time I already have a good size pot. I've never been good at saving but taking small amounts out over days/weeks I have found amazing. Who knows I could buy that Rolex my husband wants sooner than expected Reviewed on: 11th March 2021

Super easy!

This app is so incredible. I don't notice the money coming from my bank account, and it all soon adds up. I have saved hundreds in only a few months. Reviewed on: 11th March 2021

Getting non-savers to start saving!

The best way for non-savers to start saving. It takes no effort and you don’t even notice you’re saving. It’s just absolutely superb. I’ve used Chip for about 3 years and managed to save for a holiday and a car without even trying. Amazing!! Reviewed on: 11th March 2021

Effortless

Switch it on and forget about it. Reviewed on: 11th March 2021

Best rate

Easy to invest. Easy to deal with, good rates. Reviewed on: 11th March 2021

Such an easy way to save!

Chip has changed how I save in ways I didn't think were possible. I am TERRIBLE with money. Yet Chip finds a way to make each day possible to make a saving....it may be a few pennies, or even a tenner if you've been especially good but soon enough that adds up and you don't even notice its gone. With standard savings, putting a chunk of money in to an account you couldn't access seemed painful especially with such a poor interest rate - what's the point in saving if there is no reward? The high street can't offer what Chip does. I've even got my mum who's in her 60s on to Chip, and she's an investor with them now. They make saving make sense, and for someone who's terrible with money to say that, well that takes some doing! Reviewed on: 11th March 2021

Amazing, intuitive and trustworthy product

Since joining Chip, I have saved over £1000. The app keeps me on track, is incredibly easy to access and provides an outstanding service. I used to find saving difficult (it was always an easy option to 'forget' to put money aside) but Chip's autosave function means that I never skip a save and I love how I can adjust how much Chip saves for me with each autosave. Now, saving is easy! Thank you Chip! Reviewed on: 11th March 2021

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