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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Dows what it says on the tin

For the first time in my life I’m saving money. That’s CHIP for you. Reviewed on: 11th March 2021

Easy, no-brain saving

I have never been able to save money. No will power or whatever. This app makes it painless and barely noticeable. Great product and will always recommend!! Thank you Chip! Reviewed on: 11th March 2021

Easy savings

This app has helped me save quite a bit of money over the years without me really feeling it. I tend to set it and forget it and before I know it I’ve a nice amount in there. Reviewed on: 11th March 2021

Chip, chipping away at my savings pot is easy with Chip

Since joining Chip I have saved over £8,000 without even noticing! I use auto save feature and pay day put away and it’s amazing how quickly the savings build up. It’s so easy to set up and it’s super easy and quick to withdraw your cash right bank to your bank if you need cash unexpectedly. I could never save before but with Chip doing all the hard work and working out the sums I never really notice the money has gone, not until I look at my Chip balance and think WOW!!! Everyone should have a Chip account, it’s a savings revolution Reviewed on: 11th March 2021

Started charging for their service, limited notification!

Chip was good initially, a free service. The funds take 3 days to be 'transferred', so they cream the interest in the interim. Then they started charging a monthly amount, and the notification about this fee was subtle/unclear imo. Smacks of greed, so I left... Reviewed on: 11th March 2021

Absolutely Brilliant

I’ve been saving with Chip for over 18months. It’s very easy with auto save and payday put away. And so accessible with same day withdrawals for that emergency items Reviewed on: 11th March 2021

A saved money that i would have spent

As they take out automatically, you don't feel it and before you know, you accumulated a nice sum for ie summer holiday what i wouldn't have done otherwise . Reviewed on: 11th March 2021

Trustworthy, easy to use, the savings are safe.

This will be the bank of the future. Professional, savings are safe, app is perfect to use. Anybody can use it Reviewed on: 11th March 2021

Great App

Great App that takes manageable amounts of money to save. Only downside is that it takes several days to access when you have withdrawn. Reviewed on: 11th March 2021

Easy to use and love auto save

The bank app was really easy and simple to set up. It auto saves money for me, and gives a competitive rate of interest. Saves up what I need it to automatically and in the background. Reviewed on: 11th March 2021

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