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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Love this app

So easy to use, I’ve saved easily a few hundred pounds I wouldn’t have before. Reviewed on: 11th March 2021

Save without thinking

Really easy app to use, does all of the work for you. Saves just the right amount every time and has allowed me to build up a second form of savings that I don’t even have to think about. Reviewed on: 11th March 2021

Amazing app

Makes saving easy and it mounts up so quickly you are always warned when a save is about to happen so you can cancel it easy to withdraw and you can set up regular saves it’s just brilliant Reviewed on: 11th March 2021

Easy, simple and great comms

Simple but very effective idea. The app is incredibly easy to use and you don’t really have to do anything. The emails and communication from chip are 2nd to none. Reviewed on: 11th March 2021

Convenient, slick and a great rate

It's very convenient not to have to manually transfer funds into your savings account, and Chip always selects a sensible amount. The app is slick and has a pleasant interface, and the interest rate is very competitive. Reviewed on: 11th March 2021

Never managed to save before

CHIP makes regular savings and I don't really notice. I was amazed how quickly the savings build up. It's a very well built app which runs smoothly in the background. Reviewed on: 11th March 2021

Dows what it says on the tin

For the first time in my life I’m saving money. That’s CHIP for you. Reviewed on: 11th March 2021

Easy, no-brain saving

I have never been able to save money. No will power or whatever. This app makes it painless and barely noticeable. Great product and will always recommend!! Thank you Chip! Reviewed on: 11th March 2021

Easy savings

This app has helped me save quite a bit of money over the years without me really feeling it. I tend to set it and forget it and before I know it I’ve a nice amount in there. Reviewed on: 11th March 2021

Chip, chipping away at my savings pot is easy with Chip

Since joining Chip I have saved over £8,000 without even noticing! I use auto save feature and pay day put away and it’s amazing how quickly the savings build up. It’s so easy to set up and it’s super easy and quick to withdraw your cash right bank to your bank if you need cash unexpectedly. I could never save before but with Chip doing all the hard work and working out the sums I never really notice the money has gone, not until I look at my Chip balance and think WOW!!! Everyone should have a Chip account, it’s a savings revolution Reviewed on: 11th March 2021

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