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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Easy savings

So easy to save you hardly even notice it happening. I have recommended Chip to everyone I know. Reviewed on: 11th March 2021

Easy to setup and use

Nothing to it was very easy to setup and use saving straight away Reviewed on: 11th March 2021

Easy and amazing savings

So easy to use, and so lovely to just save so easily and access it anytime, amazing! Reviewed on: 11th March 2021

Brilliant App

Brilliant app and a perfect way to save money without noticing it has gone. Reviewed on: 11th March 2021

Love this app

So easy to use, I’ve saved easily a few hundred pounds I wouldn’t have before. Reviewed on: 11th March 2021

Save without thinking

Really easy app to use, does all of the work for you. Saves just the right amount every time and has allowed me to build up a second form of savings that I don’t even have to think about. Reviewed on: 11th March 2021

Amazing app

Makes saving easy and it mounts up so quickly you are always warned when a save is about to happen so you can cancel it easy to withdraw and you can set up regular saves it’s just brilliant Reviewed on: 11th March 2021

Easy, simple and great comms

Simple but very effective idea. The app is incredibly easy to use and you don’t really have to do anything. The emails and communication from chip are 2nd to none. Reviewed on: 11th March 2021

Convenient, slick and a great rate

It's very convenient not to have to manually transfer funds into your savings account, and Chip always selects a sensible amount. The app is slick and has a pleasant interface, and the interest rate is very competitive. Reviewed on: 11th March 2021

Never managed to save before

CHIP makes regular savings and I don't really notice. I was amazed how quickly the savings build up. It's a very well built app which runs smoothly in the background. Reviewed on: 11th March 2021

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