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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Only way to save without noticing

5
Brilliant! I have never saved so much. It's all done for you. I have now saved enough to cover the cost of Christmas over the past 2 years Reviewed on: 11th March 2021

Turn the pennies into pounds

5
Great app, been a member from almost the beginning. Automatically saves whatever it thinks you can afford and if you want to skip a save or postpone until a future date, no problem! Reviewed on: 11th March 2021

Easy & Effortless Saving

5
Perfect algorithms calculated to all my outgoings so I have never noticed a save leaving my account or never had to cancel a save. Easy to use App. Excellant, leading, interest rate on the plus account. Reviewed on: 11th March 2021

The simplest way the save

5
I’ve managed to save hundreds with Chip over 6 months. It’s changed the way I save money and it’s AI technology means I save money without trying or thinking about it. Reviewed on: 11th March 2021

Innovation and Easy App to Save

5
I love it. It’s made saving so simple and easy. I don’t even think about it!! Reviewed on: 11th March 2021

Saving made easy

5
Excellent way of saving, easy to do and it’s surprising how much you can save without really trying too hard Reviewed on: 11th March 2021

Secret savings mounting up

5
I do an automatic save and they have really mounted up which was really good at Christmas and will be even better when we get to the summer holidays… you don't even notice it leaving your account and then wham… saved loads. Reviewed on: 11th March 2021

Helping me save thousands in months

5
I don’t even notice the money going out of my account and I don’t miss it. Great app to keep up saving Reviewed on: 11th March 2021

Great auto saving app

5
The app is great if you want to save. It has an auto save AI feature that will analyze your account and your spending habits and save money that you don’t need. Which is great if you want to save money as it will save little by little every week and you won’t feel the difference in your account. Reviewed on: 11th March 2021

Amazing

5
Amazing can save without even noticing and also set up an auto save and a limit so it doesn’t take money below a certain bank balance really good way to save Reviewed on: 11th March 2021

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