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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Effortless saving

The algorithm is great, puts spare money in a market leading savings account without me having to do anything, every few days. Only slight criticism is the transparency and communication. The £1 fee, which is worth paying, was introduced in what amounted to little more than a newsletter. Should’ve been more clear and upfront. Also feels like they’ve been reluctant to engage with constructive criticism. That’s very poor for such a young company in my view. Reviewed on: 11th March 2021

amazing service - makes saving manageable (even in London)

Chip is great and rave about it to whoever will listen (not just so I can get there referral perks, but it does help). It makes it so easy to save if you are skint or doing well. If you are skint then you know you always have a few hundred quid tucked away for that last week before payday. And if you are doing well, then auto-save turbo will sort that post covid holiday you have been dreaming of with no effort. Great work! Reviewed on: 11th March 2021

Money saving smartly and effortlessly

Removes money from your account that you barely even notice. If it wasn’t for the notifications I wouldn’t even know it was taken! I’ve saved a small fortune by my comparisons, something I’d struggle to do with conventional savings accounts Reviewed on: 11th March 2021

Great new app

My dad told me about this app as I am the worst at saving. I always say I can’t afford to save or I don’t earn enough to save but using chip I hardly notice the amounts going out and it’s built up nicely in just a couple of months! I really like the fact you can change the amount you save and can also pause it towards the end of the month coming up to pay day. So easy to use and I’m really enjoying watching my savings build up! I’d recommend this app to anyone who thinks they can’t save because you definitely can! Reviewed on: 11th March 2021

Innovative saving app ideal for everyone

Smart saving app that helps you save with out thinking about it of even knowing you are saving. Then get a pleasant surprise when you do remember and look at your balance. Reviewed on: 11th March 2021

Easy, accessible & simple

Great interest rate, great platform, easy access and easy to use. I've recommended to everyone I know Reviewed on: 11th March 2021

Only way to save without noticing

Brilliant! I have never saved so much. It's all done for you. I have now saved enough to cover the cost of Christmas over the past 2 years Reviewed on: 11th March 2021

Turn the pennies into pounds

Great app, been a member from almost the beginning. Automatically saves whatever it thinks you can afford and if you want to skip a save or postpone until a future date, no problem! Reviewed on: 11th March 2021

Easy & Effortless Saving

Perfect algorithms calculated to all my outgoings so I have never noticed a save leaving my account or never had to cancel a save. Easy to use App. Excellant, leading, interest rate on the plus account. Reviewed on: 11th March 2021

The simplest way the save

I’ve managed to save hundreds with Chip over 6 months. It’s changed the way I save money and it’s AI technology means I save money without trying or thinking about it. Reviewed on: 11th March 2021

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