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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Perfect saving app!

Great idea - the best way of saving without realising your doing so. I downloaded alongside giving up smoking where all my extra money saved is now going towards a holiday when we finally out of lockdown ! Couldn’t recommend more I only wish I’d downloaded sooner ! Reviewed on: 11th March 2021

Amazing

This app is the best thing thats ever happened to me, before I had no savings at all and was useless at saving altogether, but chip has made saving so simple and now I have a good safety net thanks to chip. Chip keep up the good work Reviewed on: 11th March 2021

Fantastic and easy way to save.

Never had any problems and rarely notice when auto saves are made. Reviewed on: 11th March 2021

Very good

Great app and so easy to use, makes saving a lot easier and don’t even notice the money coming out of the account! Reviewed on: 11th March 2021

Effortless saving

The algorithm is great, puts spare money in a market leading savings account without me having to do anything, every few days. Only slight criticism is the transparency and communication. The £1 fee, which is worth paying, was introduced in what amounted to little more than a newsletter. Should’ve been more clear and upfront. Also feels like they’ve been reluctant to engage with constructive criticism. That’s very poor for such a young company in my view. Reviewed on: 11th March 2021

amazing service - makes saving manageable (even in London)

Chip is great and rave about it to whoever will listen (not just so I can get there referral perks, but it does help). It makes it so easy to save if you are skint or doing well. If you are skint then you know you always have a few hundred quid tucked away for that last week before payday. And if you are doing well, then auto-save turbo will sort that post covid holiday you have been dreaming of with no effort. Great work! Reviewed on: 11th March 2021

Money saving smartly and effortlessly

Removes money from your account that you barely even notice. If it wasn’t for the notifications I wouldn’t even know it was taken! I’ve saved a small fortune by my comparisons, something I’d struggle to do with conventional savings accounts Reviewed on: 11th March 2021

Great new app

My dad told me about this app as I am the worst at saving. I always say I can’t afford to save or I don’t earn enough to save but using chip I hardly notice the amounts going out and it’s built up nicely in just a couple of months! I really like the fact you can change the amount you save and can also pause it towards the end of the month coming up to pay day. So easy to use and I’m really enjoying watching my savings build up! I’d recommend this app to anyone who thinks they can’t save because you definitely can! Reviewed on: 11th March 2021

Innovative saving app ideal for everyone

Smart saving app that helps you save with out thinking about it of even knowing you are saving. Then get a pleasant surprise when you do remember and look at your balance. Reviewed on: 11th March 2021

Easy, accessible & simple

Great interest rate, great platform, easy access and easy to use. I've recommended to everyone I know Reviewed on: 11th March 2021

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