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Chip: Savings app reviews

View other Chip products
4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Takes the thought out of saving

5
Does all the saving for you in the background so you don’t even have to think about it. Plus you can top up with your own manual deposits, or set up regular payday deposits too. You can personalise everything too, and control the intensity of saving it does for you. Highly recommend! Reviewed on: 11th March 2021
Natasha's avatar
Natasha

Very good

5
Such a simple idea that, with hindsight, am surprised wasn't done sooner. Helping me save more frequently Reviewed on: 11th March 2021
Sam's avatar
Sam

Excellent

5
Chip has helped me save so much! I thought I had nothing to save, but with chip I'm saving quite a lot now!! Paying off debts and on our way to having a house deposit! Recommended to my mum too and she's doing amazing! So, so pleased with what this app has done Reviewed on: 11th March 2021
Cait's avatar
Cait

Good choices for saving

5
Linked in with your bank account just makes saving easier for me Reviewed on: 11th March 2021
Mark Morrisfowler's avatar
Mark Morrisfowler

Ingenious!

5
Love chip , so simple to use and also no barriers to pausing or stopping savings so gets a thumbs up from me Reviewed on: 11th March 2021
Rosie's avatar
Rosie

Easiest way to save

5
The automatic saving process is so easy its also the most effective. Reviewed on: 11th March 2021
RS's avatar
RS

Perfect saving app!

5
Great idea - the best way of saving without realising your doing so. I downloaded alongside giving up smoking where all my extra money saved is now going towards a holiday when we finally out of lockdown ! Couldn’t recommend more I only wish I’d downloaded sooner ! Reviewed on: 11th March 2021
Pat's avatar
Pat

Amazing

5
This app is the best thing thats ever happened to me, before I had no savings at all and was useless at saving altogether, but chip has made saving so simple and now I have a good safety net thanks to chip. Chip keep up the good work Reviewed on: 11th March 2021
Ricky's avatar
Ricky

Fantastic and easy way to save.

5
Never had any problems and rarely notice when auto saves are made. Reviewed on: 11th March 2021
Donna's avatar
Donna

Very good

5
Great app and so easy to use, makes saving a lot easier and don’t even notice the money coming out of the account! Reviewed on: 11th March 2021
Rachael Todd's avatar
Rachael Todd

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