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Chip: Savings App reviews

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4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Handy in a pinch

5
I was skeptical about this at first but I must say I love chip! I rarely notice the save and it’s ace having this limited access rainy day fund sat somewhere else. The invite a friend bonus was excellent, I think that has changed now though. Me and my partner have racked up more on chip than we have done with our own savings accounts, excellent. Reviewed on: 11th March 2021
Matthew Tyrrell-Byrne's avatar
Matthew Tyrrell-Byrne

Absolutely fab

5
Absolutely fantastic! Cannot fault them in the slightest! Always there to help with any questions & save all the $$$ Reviewed on: 11th March 2021
vickie-nutton's avatar
vickie-nutton

Convenient & simple to use

5
Very simple to set up & good rate of return for risk free savings. Reviewed on: 11th March 2021
Callum's avatar
Callum

Save without realising

5
I have saved a couple of thousand with this app and not even noticed, its so easy. Reviewed on: 11th March 2021
James's avatar
James

Takes the thought out of saving

5
Does all the saving for you in the background so you don’t even have to think about it. Plus you can top up with your own manual deposits, or set up regular payday deposits too. You can personalise everything too, and control the intensity of saving it does for you. Highly recommend! Reviewed on: 11th March 2021
Natasha's avatar
Natasha

Very good

5
Such a simple idea that, with hindsight, am surprised wasn't done sooner. Helping me save more frequently Reviewed on: 11th March 2021
Sam's avatar
Sam

Excellent

5
Chip has helped me save so much! I thought I had nothing to save, but with chip I'm saving quite a lot now!! Paying off debts and on our way to having a house deposit! Recommended to my mum too and she's doing amazing! So, so pleased with what this app has done Reviewed on: 11th March 2021
Cait's avatar
Cait

Good choices for saving

5
Linked in with your bank account just makes saving easier for me Reviewed on: 11th March 2021
Mark Morrisfowler's avatar
Mark Morrisfowler

Ingenious!

5
Love chip , so simple to use and also no barriers to pausing or stopping savings so gets a thumbs up from me Reviewed on: 11th March 2021
Rosie's avatar
Rosie

Easiest way to save

5
The automatic saving process is so easy its also the most effective. Reviewed on: 11th March 2021
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RS

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