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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Excellent idea

Have saved with them for a year now and have recommended to several people Reviewed on: 11th March 2021

Unbelievable-ably easy saving

I signed up & clicked to auto-save & just forgot about what was being put away each week & when I next checked, I couldn't believe how much my savings pot had added up - this app absolutely works for me & the amounts it works out what to save for me. Very impressed & have recommended to friends & family without hesitation! Reviewed on: 11th March 2021

Easy saving for people who find it hard

Only joined recently but could never save before until now!! Chip has helped me to save without even realising, I even forget it’s there until I get a notification which I could not do before! Could not recommend this enough to everyone in every walk of life!! SAVINGS MADE EASY! Reviewed on: 11th March 2021

fantabulious

this app is just great, saved me loads and i dont even feel it going Reviewed on: 11th March 2021

Excellent at helping achieve saving goals

Chip have helped me to save a lot with payday put aways and automatic saves. I am on track with my savings goals and chip give all the advice I need to make sure they are achieved. Customer service is brilliant, answering all my questions when I need them Reviewed on: 11th March 2021

Dream Chip!

Chip has made savings effortless! Reviewed on: 11th March 2021

Handy in a pinch

I was skeptical about this at first but I must say I love chip! I rarely notice the save and it’s ace having this limited access rainy day fund sat somewhere else. The invite a friend bonus was excellent, I think that has changed now though. Me and my partner have racked up more on chip than we have done with our own savings accounts, excellent. Reviewed on: 11th March 2021

Absolutely fab

Absolutely fantastic! Cannot fault them in the slightest! Always there to help with any questions & save all the $$$ Reviewed on: 11th March 2021

Convenient & simple to use

Very simple to set up & good rate of return for risk free savings. Reviewed on: 11th March 2021

Save without realising

I have saved a couple of thousand with this app and not even noticed, its so easy. Reviewed on: 11th March 2021

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