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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Easy, simple and useful way to save

5
With Chip, I have cleared credit card debts and afforded a family break away - all with the power of autosaves. A brilliant little app, and I highly recommend it Reviewed on: 11th March 2021

Saving without thinking

5
I save chunks in ISAs and bonds but Chip is my favourite way to save without thinking. Taking money every 4 days, it’s the perfect way to build “fun money” pots for things like holidays / weekends away / more expensive treats like designer handbags Reviewed on: 11th March 2021

Easy to use savings app!

5
Easy to use and simple navigation..Gives you the option to increase or decrease your auto saves as necessary..Love it! Reviewed on: 11th March 2021

Makes saving easy

4
Very easy app to navigate & makes regular saving simple Reviewed on: 11th March 2021

Excellent idea

5
Have saved with them for a year now and have recommended to several people Reviewed on: 11th March 2021

Unbelievable-ably easy saving

5
I signed up & clicked to auto-save & just forgot about what was being put away each week & when I next checked, I couldn't believe how much my savings pot had added up - this app absolutely works for me & the amounts it works out what to save for me. Very impressed & have recommended to friends & family without hesitation! Reviewed on: 11th March 2021

Easy saving for people who find it hard

5
Only joined recently but could never save before until now!! Chip has helped me to save without even realising, I even forget it’s there until I get a notification which I could not do before! Could not recommend this enough to everyone in every walk of life!! SAVINGS MADE EASY! Reviewed on: 11th March 2021

fantabulious

5
this app is just great, saved me loads and i dont even feel it going Reviewed on: 11th March 2021

Excellent at helping achieve saving goals

5
Chip have helped me to save a lot with payday put aways and automatic saves. I am on track with my savings goals and chip give all the advice I need to make sure they are achieved. Customer service is brilliant, answering all my questions when I need them Reviewed on: 11th March 2021

Dream Chip!

5
Chip has made savings effortless! Reviewed on: 11th March 2021

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