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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Chip

5
Awesome company, Bank and App, brilliant saving algorithm and customer service Reviewed on: 11th March 2021

Great app

5
Brilliant for saving without having to think about it!! Reviewed on: 11th March 2021

Helped me get out of money issues

5
Helped me save money and pay off credit card debt with no effort from me Reviewed on: 11th March 2021

Best way to save

5
I’ve used chip for a couple of years and it has helped me save more money than I thought I could. It’s helped me pay of credit cards and help to improve my credit rating Reviewed on: 11th March 2021

Chip Easy

5
Easy to use set up auto save and you can forget about it just watch your savings grow Reviewed on: 11th March 2021

Saving made easy

5
I have never been able to save before but the chip app has made this simple for me. Since I have had the app I have saved enough to replace my double glazing!! Before the chip app I would have put that on a credit card and got into debt!! Thanks chip Reviewed on: 11th March 2021

Saving made easy

5
Chip allows you to save what you can afford, I don’t notice the money leaving my current account anymore and always surprised by how much I’ve saved. They never take to much and your able to pause the savings when you want too. Also very easy to withdraw should you want to. Am very excited for the investment side to open very soon. Keep up the great work chip! Reviewed on: 11th March 2021

One of the best decisions I made

5
Easy to use, saves without even noticing it’s gone. Amazing app! Reviewed on: 11th March 2021

Very easy to set up and maintain with my bank account

5
Great to see the savings build up in a quick and hassle free manner Reviewed on: 11th March 2021

A great way to save

5
A great way to save without taking large amounts of money at a time. Great to set goals for a sense of achievement and for the app to predict how much you can save in a year. Easy to withdraw if needed and love the fact you can cancel the save if you have to. Reviewed on: 11th March 2021

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