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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best savings tool

Great and simple app. Has helped me save without me missing the money to much. It’s has allowed me to now be a saver instead of a spender Reviewed on: 11th March 2021

I love Chip!

It's just getting better and better. Now I am earning good interest and I genuinely do not notice I am saving. Really impressed with the easy app and communication. Fab. Reviewed on: 11th March 2021

Helped me so much

I dont even have to think about savings any more it just does it all for me, last year I saved for Christmas without even noticing and this year its helping me towards a house deposit! Reviewed on: 11th March 2021

Great rates and amazing app

Chip has the best interest rate or "bonus rate" for an easy access savings account. The app is really simple to use and looks great. I have already recommended chip to my family and partner. Reviewed on: 11th March 2021

Great way to save! Really helps achieve goals.

I have been using Chip for a little over a year and it's really helped me to achieve my savings goals. So easy to watch your savings build, just set up and watch it go. Reviewed on: 11th March 2021

Simple savings

I’ve been using Chip for a few months, and found the app very reliable. I use it for a mixture of auto saves and manually saving. It offers as excellent interest rate as well. Reviewed on: 11th March 2021

Chip

Awesome company, Bank and App, brilliant saving algorithm and customer service Reviewed on: 11th March 2021

Great app

Brilliant for saving without having to think about it!! Reviewed on: 11th March 2021

Helped me get out of money issues

Helped me save money and pay off credit card debt with no effort from me Reviewed on: 11th March 2021

Best way to save

I’ve used chip for a couple of years and it has helped me save more money than I thought I could. It’s helped me pay of credit cards and help to improve my credit rating Reviewed on: 11th March 2021

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