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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Excellent app. Nothing else like it

A brilliant concept to an amazing idea. Great for students, and the general public to save that extra cash! Reviewed on: 11th March 2021

Changed my world!

I never saved, now I do! Chip does all the work, I just check in and see how much I have saved. I have saved and had an overdraft cleared too. Reviewed on: 11th March 2021

Fun, happy banking

I love chip, super easy, fun, feel good, stress free saving, I feel like a kid again! Great vibe! Reviewed on: 11th March 2021

Savings made simple

Does what it says on the tin. So simple and I feel in control. Power to the consumer! Reviewed on: 11th March 2021

Best savings tool

Great and simple app. Has helped me save without me missing the money to much. It’s has allowed me to now be a saver instead of a spender Reviewed on: 11th March 2021

I love Chip!

It's just getting better and better. Now I am earning good interest and I genuinely do not notice I am saving. Really impressed with the easy app and communication. Fab. Reviewed on: 11th March 2021

Helped me so much

I dont even have to think about savings any more it just does it all for me, last year I saved for Christmas without even noticing and this year its helping me towards a house deposit! Reviewed on: 11th March 2021

Great rates and amazing app

Chip has the best interest rate or "bonus rate" for an easy access savings account. The app is really simple to use and looks great. I have already recommended chip to my family and partner. Reviewed on: 11th March 2021

Great way to save! Really helps achieve goals.

I have been using Chip for a little over a year and it's really helped me to achieve my savings goals. So easy to watch your savings build, just set up and watch it go. Reviewed on: 11th March 2021

Simple savings

I’ve been using Chip for a few months, and found the app very reliable. I use it for a mixture of auto saves and manually saving. It offers as excellent interest rate as well. Reviewed on: 11th March 2021

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