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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Great start up

5
...that's expanding quickly due to its blue sky thinking and agility Reviewed on: 11th March 2021

Excellent savings

5
Good savings app, easy access to my money and best rate out there, help always available if needed Reviewed on: 11th March 2021

Brilliant in every way

5
Saves so much so easily! Simple and easy to use, I dont even notice the money getting saved. I can withdraw quickly and painlessly Reviewed on: 11th March 2021

Simple and effective

5
Great way of saving money. Easy to use and great to see your savings accumulate Reviewed on: 11th March 2021

Best rate easy access savings account

5
Amazingly easy to use and the best interest rate of the market. What do you want more? Reviewed on: 11th March 2021

Smart savings app

5
What a great little app! The algorithm they use to help you save safely is brilliant you can even turn it off if you know you’re going to be spending more than usual. I never feel under pressure by the auto-saves and the interest rate is incredible in these times! Looking forward to being able to use chip investments when it’s released. Reviewed on: 11th March 2021

Excellent way to save

5
Very easy to use app, helps you save money and is easy to understand, i like the auto save feature that helps you to save money regularly Reviewed on: 11th March 2021

Easy saves

5
Chip is a great app where it auto saves you money, so you barely notice it, it’s easy to withdraw and deposit too. Fantastic interest rate too. Reviewed on: 11th March 2021

Savings plan without the planning

5
The AI algorithm makes saving hassle free and the new innovations are introducing new relevant products. 1.25% interest is impressive too in the current market. Reviewed on: 11th March 2021

Brilliant simple user friendly

5
Very user friendly, simple to use, saving made easy. I have tried to save in the past but chip has made it possible without me feeling the pinch. Absolutely brilliant app, I hope to use forever. Reviewed on: 11th March 2021

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