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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

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4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Smart savings app

What a great little app! The algorithm they use to help you save safely is brilliant you can even turn it off if you know you’re going to be spending more than usual. I never feel under pressure by the auto-saves and the interest rate is incredible in these times! Looking forward to being able to use chip investments when it’s released. Reviewed on: 11th March 2021

Excellent way to save

Very easy to use app, helps you save money and is easy to understand, i like the auto save feature that helps you to save money regularly Reviewed on: 11th March 2021

Easy saves

Chip is a great app where it auto saves you money, so you barely notice it, it’s easy to withdraw and deposit too. Fantastic interest rate too. Reviewed on: 11th March 2021

Savings plan without the planning

The AI algorithm makes saving hassle free and the new innovations are introducing new relevant products. 1.25% interest is impressive too in the current market. Reviewed on: 11th March 2021

Brilliant simple user friendly

Very user friendly, simple to use, saving made easy. I have tried to save in the past but chip has made it possible without me feeling the pinch. Absolutely brilliant app, I hope to use forever. Reviewed on: 11th March 2021

Simplest way to save

Chip's auto-save technology makes saving easy and convenient. The app is friendly and simple to use, you can see your savings increase week by week without having to do anything! Reviewed on: 11th March 2021

Chip savings

Excellant, easy to use app. Good use of automatic savings tool to boost savings in an efficient / effective manner. Reviewed on: 11th March 2021

Innovative and flexible saving

Put-away savings as you can afford to. Once set up the Chip savings calculator drip feeds your savings account based on what you can afford- you don't notice! Should you need to make a withdrawal- it's easy and quick. The App is simple, easy to navigate with all the information you need at your fingertips - and best of all - the savings interest rate is UNBEATABLE! Reviewed on: 11th March 2021

Banking in the modern age

Very innovative products and great for mobile banking Reviewed on: 11th March 2021

Great UI, better rates

Great user experience and easy to use app, innovative saving model, market beating rates make chip my go to savings and soon investment product now Reviewed on: 11th March 2021

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