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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Simplest way to save

4
Chip's auto-save technology makes saving easy and convenient. The app is friendly and simple to use, you can see your savings increase week by week without having to do anything! Reviewed on: 11th March 2021

Chip savings

5
Excellant, easy to use app. Good use of automatic savings tool to boost savings in an efficient / effective manner. Reviewed on: 11th March 2021

Innovative and flexible saving

5
Put-away savings as you can afford to. Once set up the Chip savings calculator drip feeds your savings account based on what you can afford- you don't notice! Should you need to make a withdrawal- it's easy and quick. The App is simple, easy to navigate with all the information you need at your fingertips - and best of all - the savings interest rate is UNBEATABLE! Reviewed on: 11th March 2021

Banking in the modern age

4
Very innovative products and great for mobile banking Reviewed on: 11th March 2021

Great UI, better rates

5
Great user experience and easy to use app, innovative saving model, market beating rates make chip my go to savings and soon investment product now Reviewed on: 11th March 2021

Hassle free saving

5
Wish I had found out about this sooner. Great way to save plus extra accounts that earn bonus/ interest. Reviewed on: 11th March 2021

Chiptastic!

5
Best way to save by far! Great app that you can setup your account in a few minutes, then watch your savings grow. Reviewed on: 11th March 2021

Easy way to save

5
Chip is great for saving without thinking about it. I like the random savings calculated and the payday put away is great. It is easy to transfer money back to my current account if I need it. Reviewed on: 11th March 2021

The only way is Chip

5
Great interest rate, makes sure you save for a goal or a rainy day and gives you time back to do other things knowing that your savings are being automatically calculated within your budget Reviewed on: 11th March 2021

Amazing

5
Love how easy it is to use. So incentive paying the earnings out of marketing budget Reviewed on: 11th March 2021

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