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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

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4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Hassle free saving

Wish I had found out about this sooner. Great way to save plus extra accounts that earn bonus/ interest. Reviewed on: 11th March 2021

Chiptastic!

Best way to save by far! Great app that you can setup your account in a few minutes, then watch your savings grow. Reviewed on: 11th March 2021

Easy way to save

Chip is great for saving without thinking about it. I like the random savings calculated and the payday put away is great. It is easy to transfer money back to my current account if I need it. Reviewed on: 11th March 2021

The only way is Chip

Great interest rate, makes sure you save for a goal or a rainy day and gives you time back to do other things knowing that your savings are being automatically calculated within your budget Reviewed on: 11th March 2021

Amazing

Love how easy it is to use. So incentive paying the earnings out of marketing budget Reviewed on: 11th March 2021

Makes saving easy

Chip makes saving easy. I use both the “payday put away” function (the more traditional way of saving) and the “auto save” function. The latter is the really genius part of Chip - you set the auto save level and it saves for you. I don’t even notice the saves - it calculates your disposable income and saves so as not to make you feel like all your money is going to Chip! The rates are also excellent. I referred a friend and was signed up for ChipX, which effectively has a 5% interest rate. Miles better than traditional high street savings accounts. Can’t recommend enough. Reviewed on: 11th March 2021

Easiest App

Brilliant concept, easy to use, accessible features. Benefits many types of savers. Reviewed on: 11th March 2021

Very pleased

Makes saving easy and fun. Innovative too. Reviewed on: 11th March 2021

Super simple saving

Effortless saving from an app that does all the work for you. Before Chip I struggled to put money aside for savings; now the app works out what I can afford to save and does it for me. Now I always have some spare cash for unexpected bills or emergencies and my savings are growing effortlessly. Brilliant. Reviewed on: 11th March 2021

So simple to save

Saving small amounts that you don’t miss, when you can afford it, soon mounts up. Having instant access whilst receiving interest, is a really no-brainer. Reviewed on: 11th March 2021

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