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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

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4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Great concept

I much prefer the bonus model to regular interest Reviewed on: 10th March 2021

High Interest Rate

Currently the highest interest rate Reviewed on: 10th March 2021

Simple saving!

Excellent app, it takes money into your saving pot without making a dent in your day to day funds. Especially in lockdown, my lack of spending = more saving! Reviewed on: 10th March 2021

Great way to get saving

The app has helped me to save towards my short term goals without even realising it. The app is easy to use, and the amounts taken each week quickly add up allowing me to treat myself every once in a while. A great product, can't wait to see what they have in store for the future Reviewed on: 10th March 2021

Simple but slick savings app

Was a bit skeptical when I first joined Chip but it's been great so far. The round ups quickly add up and setting a payday saving amount really accelerated my pot. Have recommended to all my friends. Reviewed on: 10th March 2021

No Chip - No wedding!

The short and simple of it all “we wouldn’t be able to afford to get married without this app” an absolute game changer of a saving product! Reviewed on: 10th March 2021

Best modern savings account

Chip has helped me manage my money even better, by not only creating a modern and intuitive app, but by allowing me to control my money by using Chip AI. The auto save feature is by far the best feature about Chip. Reviewed on: 10th March 2021

Professional and well run

Chip has been extremely useful and is very well run, more importantly it is transparent and easy to use as well as safe which in today’s climate is key. Reviewed on: 10th March 2021

Savings without effort

Chip, along with its powerful AI, allows to save money without effort, as a small sum is moved every few days from the bank account to Chip. In this way, you can save money without effort and at the same time earn with the highest interest in the market. No-brainer! Reviewed on: 10th March 2021

Easy Peasy

I needed something that would force me to save yet while it might just be small amounts here and there the algorithm is very clever and saves what I can afford each month so I don't need to worry. Zero effort on my part needed. Plus if you get referred by a friend you can get a pretty decent bonus rate as well. Reviewed on: 10th March 2021

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