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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Makes saving easy

Chip makes saving easy. I use both the “payday put away” function (the more traditional way of saving) and the “auto save” function. The latter is the really genius part of Chip - you set the auto save level and it saves for you. I don’t even notice the saves - it calculates your disposable income and saves so as not to make you feel like all your money is going to Chip! The rates are also excellent. I referred a friend and was signed up for ChipX, which effectively has a 5% interest rate. Miles better than traditional high street savings accounts. Can’t recommend enough. Reviewed on: 11th March 2021

Easiest App

Brilliant concept, easy to use, accessible features. Benefits many types of savers. Reviewed on: 11th March 2021

Very pleased

Makes saving easy and fun. Innovative too. Reviewed on: 11th March 2021

Super simple saving

Effortless saving from an app that does all the work for you. Before Chip I struggled to put money aside for savings; now the app works out what I can afford to save and does it for me. Now I always have some spare cash for unexpected bills or emergencies and my savings are growing effortlessly. Brilliant. Reviewed on: 11th March 2021

So simple to save

Saving small amounts that you don’t miss, when you can afford it, soon mounts up. Having instant access whilst receiving interest, is a really no-brainer. Reviewed on: 11th March 2021

Great concept

I much prefer the bonus model to regular interest Reviewed on: 10th March 2021

High Interest Rate

Currently the highest interest rate Reviewed on: 10th March 2021

Simple saving!

Excellent app, it takes money into your saving pot without making a dent in your day to day funds. Especially in lockdown, my lack of spending = more saving! Reviewed on: 10th March 2021

Great way to get saving

The app has helped me to save towards my short term goals without even realising it. The app is easy to use, and the amounts taken each week quickly add up allowing me to treat myself every once in a while. A great product, can't wait to see what they have in store for the future Reviewed on: 10th March 2021

Simple but slick savings app

Was a bit skeptical when I first joined Chip but it's been great so far. The round ups quickly add up and setting a payday saving amount really accelerated my pot. Have recommended to all my friends. Reviewed on: 10th March 2021

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