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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

No Chip - No wedding!

The short and simple of it all “we wouldn’t be able to afford to get married without this app” an absolute game changer of a saving product! Reviewed on: 10th March 2021

Best modern savings account

Chip has helped me manage my money even better, by not only creating a modern and intuitive app, but by allowing me to control my money by using Chip AI. The auto save feature is by far the best feature about Chip. Reviewed on: 10th March 2021

Professional and well run

Chip has been extremely useful and is very well run, more importantly it is transparent and easy to use as well as safe which in today’s climate is key. Reviewed on: 10th March 2021

Savings without effort

Chip, along with its powerful AI, allows to save money without effort, as a small sum is moved every few days from the bank account to Chip. In this way, you can save money without effort and at the same time earn with the highest interest in the market. No-brainer! Reviewed on: 10th March 2021

Easy Peasy

I needed something that would force me to save yet while it might just be small amounts here and there the algorithm is very clever and saves what I can afford each month so I don't need to worry. Zero effort on my part needed. Plus if you get referred by a friend you can get a pretty decent bonus rate as well. Reviewed on: 10th March 2021

Dream granters!

I've always struggled to save thinking its not something I can afford or just push to the back of my mind. Chip has turned me into a avid saver who can afford the big white wedding I always dreamed of! Any issue or concern I have had along the way has always been addressed quickly by the team via the chat app which makes things so easy Reviewed on: 10th March 2021

Saving made simple

Great app, excellent staff & great savings bonuses Reviewed on: 10th March 2021

Great interest rate

The interest rate is really good, and it’s very quick and hassle free, however they can withhold the interest payment at any point Reviewed on: 10th March 2021

Painless & easy automatic savings

Chip does exactly what I want; automatically saving exactly the right amount for me through the more nth to save for the things I want - painless! Reviewed on: 10th March 2021

competitive rate and easy to use

Very easy to sign up. The app is simple to use and navigate. Reviewed on: 10th March 2021

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