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Chip: Savings App reviews

4.94
Based on 18,457 reviews, last reviewed 9th Apr 2026
24400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026
Bill O'Reilly's avatar
Bill O'Reilly

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Dream granters!

5
I've always struggled to save thinking its not something I can afford or just push to the back of my mind. Chip has turned me into a avid saver who can afford the big white wedding I always dreamed of! Any issue or concern I have had along the way has always been addressed quickly by the team via the chat app which makes things so easy Reviewed on: 10th March 2021

Saving made simple

5
Great app, excellent staff & great savings bonuses Reviewed on: 10th March 2021

Great interest rate

4
The interest rate is really good, and it’s very quick and hassle free, however they can withhold the interest payment at any point Reviewed on: 10th March 2021

Painless & easy automatic savings

5
Chip does exactly what I want; automatically saving exactly the right amount for me through the more nth to save for the things I want - painless! Reviewed on: 10th March 2021

competitive rate and easy to use

5
Very easy to sign up. The app is simple to use and navigate. Reviewed on: 10th March 2021

Easy Peasy Chip

4
I’ve used Chip for a couple of years now. It’s simple to use, has great customer support & helps me make the most of my savings Reviewed on: 10th March 2021

Best app I've ever downloaded

5
Since having Chip I've saved so much money and almost without realising. I always recommend it to all my friends and family. Reviewed on: 10th March 2021

Best savings app ever!

5
A genius invention. I’ve never saved as much money as regularly as this. Fantastic! Reviewed on: 10th March 2021

Highly recommend

5
I’m saving so much more money than I ever thought I could thanks to this app Reviewed on: 10th March 2021

I recommend chip for saving

5
Easy to use quick helpful app, i found that they had the highest interest rates for saving which was a plus. Highly recommend. Reviewed on: 10th March 2021

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