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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Easy Peasy Chip

4
I’ve used Chip for a couple of years now. It’s simple to use, has great customer support & helps me make the most of my savings Reviewed on: 10th March 2021

Best app I've ever downloaded

5
Since having Chip I've saved so much money and almost without realising. I always recommend it to all my friends and family. Reviewed on: 10th March 2021

Best savings app ever!

5
A genius invention. I’ve never saved as much money as regularly as this. Fantastic! Reviewed on: 10th March 2021

Highly recommend

5
I’m saving so much more money than I ever thought I could thanks to this app Reviewed on: 10th March 2021

I recommend chip for saving

5
Easy to use quick helpful app, i found that they had the highest interest rates for saving which was a plus. Highly recommend. Reviewed on: 10th March 2021

Great App. Super Easy to make Savings

5
Totally wowed by the simplicity, yet always security-minded and great offers available. Customer service 2nd to none Reviewed on: 10th March 2021

Frictionless and easy savings, revolutionise your finances.

5
Super easy to save a lot of money very quickly. Reviewed on: 10th March 2021

Market leading saving product

4
Chip's +1 account is among the best available with a market leading 1.25% interest rate. My wife and I have max'd out our investments at the 1.25% interest rate given the difference between this product and the next best available in the market. Chip is taking a real stand against low interest rates and leads the market for savings accounts with this product. Reviewed on: 10th March 2021

Easy to use, great interest rates.

5
I was reccomended the app by a friend as I was looking for an easy access savings account with a good interest rate. The Chip easy saver has one of the best rates on the market and was so simple and quick to set up. The app interface is very intuitive and the chat function is excellent Reviewed on: 10th March 2021

Great way of saving and getting decent interest.

5
So handy to save. Can move money from my current account straight over to my chip account. And the 1.25% bonus is great too. Reviewed on: 10th March 2021

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