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Chip: Savings App reviews

4.94
Based on 18,457 reviews, last reviewed 9th Apr 2026
24400% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026
Bill O'Reilly's avatar
Bill O'Reilly

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Great App. Super Easy to make Savings

5
Totally wowed by the simplicity, yet always security-minded and great offers available. Customer service 2nd to none Reviewed on: 10th March 2021

Frictionless and easy savings, revolutionise your finances.

5
Super easy to save a lot of money very quickly. Reviewed on: 10th March 2021

Market leading saving product

4
Chip's +1 account is among the best available with a market leading 1.25% interest rate. My wife and I have max'd out our investments at the 1.25% interest rate given the difference between this product and the next best available in the market. Chip is taking a real stand against low interest rates and leads the market for savings accounts with this product. Reviewed on: 10th March 2021

Easy to use, great interest rates.

5
I was reccomended the app by a friend as I was looking for an easy access savings account with a good interest rate. The Chip easy saver has one of the best rates on the market and was so simple and quick to set up. The app interface is very intuitive and the chat function is excellent Reviewed on: 10th March 2021

Great way of saving and getting decent interest.

5
So handy to save. Can move money from my current account straight over to my chip account. And the 1.25% bonus is great too. Reviewed on: 10th March 2021

Great experience so far

4
A very well designed savings app that offers fair interest rates Reviewed on: 10th March 2021

Save money without even noticing

5
Using Automatic Save enables one to squirrel away affordable money and build up savings Reviewed on: 10th March 2021

So easy to save

4
Everything works and I'm saving money so easily Reviewed on: 10th March 2021

Life changer

5
Putting money away and making saves with out even realising...it’s a game changer. Great way to save and build your pot for anything you need. Looking forward to Chip growing and offering more services! Reviewed on: 10th March 2021

Best rates.Simple set up.

5
Looked everywhere for decent interest savings rate. This one came out no '1. Easy to set up the account. Communications really good too. What's not to like. Reviewed on: 10th March 2021

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