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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

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4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Brilliant App

The app is very user friendly. The products on offer are very clear. Reviewed on: 10th March 2021

Surprising

Easy to get setup. Once it has started its surprising how quickly your savings add up and hardly notice the amounts being transferred out your account to be saved. Best interest rates out there as well and only growing better and better. Reviewed on: 10th March 2021

Chip saving scheme

Chip is helping me to save every week which I normally don’t do and giving me a good rate on the £5000 that I have with them Reviewed on: 10th March 2021

Life Saver! Saver

Chip helps me save money without even realising I'm doing it. I've saved more than ever since downloading the app. It's a must have Reviewed on: 10th March 2021

Excellent!

So easy to use and a fantastic way to be saving money without noticing. It’s really helped me start to get a buffer and feel some sense of financial security Reviewed on: 10th March 2021

Chip make it easy

Despite a look and feel aimed squarely at youngsters Chip has proven to be easy to make your saving proportionate to your income. High St banks want the same amount each month and don’t realise that this dogmatic approach makes choosing and using their products less desirable than Chips offerings. Reviewed on: 10th March 2021

Great saving app!

Very easy to use and I have already recommended my friends to use and they are very pleased with chip! Reviewed on: 10th March 2021

Saving made easy

Easy to set-up and Chip sorts the rest out for you. Reviewed on: 10th March 2021

Effortless money saving

Great way to put money away without missing it Reviewed on: 10th March 2021

Often misleading

Big headlines but read small print and don't bother about investing in Chip you support isn't valued, let's be honest the only reason people use it is because of its awesome interest rate beyond that bit useless Reviewed on: 10th March 2021

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