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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Chip make it easy

5
Despite a look and feel aimed squarely at youngsters Chip has proven to be easy to make your saving proportionate to your income. High St banks want the same amount each month and don’t realise that this dogmatic approach makes choosing and using their products less desirable than Chips offerings. Reviewed on: 10th March 2021

Great saving app!

5
Very easy to use and I have already recommended my friends to use and they are very pleased with chip! Reviewed on: 10th March 2021

Saving made easy

5
Easy to set-up and Chip sorts the rest out for you. Reviewed on: 10th March 2021

Effortless money saving

5
Great way to put money away without missing it Reviewed on: 10th March 2021

Often misleading

1
Big headlines but read small print and don't bother about investing in Chip you support isn't valued, let's be honest the only reason people use it is because of its awesome interest rate beyond that bit useless Reviewed on: 10th March 2021

Saving surprises and painless interface

5
Clever app which makes saving easy and consistent. Good interest rate too. Reviewed on: 10th March 2021

The easiest way to save money!

5
I have used Chip for over a year now and thanks to my Auto-Saves I have paid off my credit card and for the first time in a long time I now have savings! Reviewed on: 10th March 2021

Brilliant app

5
Absolutely fantastic, really motivated me to save as I see it build up every 4 days, manageable yet resulting in great savings. Reviewed on: 10th March 2021

It's modern

5
I like it a fair amount of the app. Reviewed on: 10th March 2021

Care-Free

5
Chip works in the background and is like a secret weapon in helping me save money and achieve my saving goals Reviewed on: 10th March 2021

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