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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

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4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Saving surprises and painless interface

Clever app which makes saving easy and consistent. Good interest rate too. Reviewed on: 10th March 2021

The easiest way to save money!

I have used Chip for over a year now and thanks to my Auto-Saves I have paid off my credit card and for the first time in a long time I now have savings! Reviewed on: 10th March 2021

Brilliant app

Absolutely fantastic, really motivated me to save as I see it build up every 4 days, manageable yet resulting in great savings. Reviewed on: 10th March 2021

It's modern

I like it a fair amount of the app. Reviewed on: 10th March 2021

Care-Free

Chip works in the background and is like a secret weapon in helping me save money and achieve my saving goals Reviewed on: 10th March 2021

Best app for saving!

I've been using chip for around 2 years now and it's completely changed my savings! I've recommended it to all my friends and family who like me struggle to save and they've loved it too! It's great watching your savings jump up with essentially no input. Will continue to use this app until I've hit my house deposit goal! Reviewed on: 10th March 2021

Best savings app!

I've used this app for a few years, right when it first started. It has helped me save so much money, without even realising it! And I've barely taken back out so just goes to show the ai works! It's also been amazing to see how much it has grown and developed in the past 3 years Reviewed on: 10th March 2021

Don't even realise I'm saving

I love chip! I don't notice the money leaving my account and very rarely open the app but when indonots a lovely surprise. Easy to use. Would recommend it to those who struggle to put money away. Reviewed on: 10th March 2021

Savings made easy

Auto saving with Chip makes saving easy and you don't notice small amount being put away Reviewed on: 10th March 2021

Great rates and easy to use

The chip app is really quick and easy to use. You can select or update your saving preferences at a click of the button and it's immediate. At the moment, chip offers a bonus rate that beats interest rates, so I'll be sticking with it for the foreseeable. Reviewed on: 10th March 2021

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