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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best app for saving!

I've been using chip for around 2 years now and it's completely changed my savings! I've recommended it to all my friends and family who like me struggle to save and they've loved it too! It's great watching your savings jump up with essentially no input. Will continue to use this app until I've hit my house deposit goal! Reviewed on: 10th March 2021

Best savings app!

I've used this app for a few years, right when it first started. It has helped me save so much money, without even realising it! And I've barely taken back out so just goes to show the ai works! It's also been amazing to see how much it has grown and developed in the past 3 years Reviewed on: 10th March 2021

Don't even realise I'm saving

I love chip! I don't notice the money leaving my account and very rarely open the app but when indonots a lovely surprise. Easy to use. Would recommend it to those who struggle to put money away. Reviewed on: 10th March 2021

Savings made easy

Auto saving with Chip makes saving easy and you don't notice small amount being put away Reviewed on: 10th March 2021

Great rates and easy to use

The chip app is really quick and easy to use. You can select or update your saving preferences at a click of the button and it's immediate. At the moment, chip offers a bonus rate that beats interest rates, so I'll be sticking with it for the foreseeable. Reviewed on: 10th March 2021

Motivational saving

I wanted a savings account with the best rate and ease of use. This is what I got and I met my saving goal easily. I love the friendly supportive language of the app and my goal has a picture that motivates me to keep on saving. Reviewed on: 10th March 2021

Perfect in every way

The app is a pleasure to use but more importantly, it gives me the best ROI... An absolute winner in every way! Reviewed on: 10th March 2021

Seamless, yet open.

Chip has really nailed non-intrusive auto saves and the constant updates, new features and improvements really inspire confidence in the company. So much so, they're my first and only (so far) crowdfunded investment. Keep up the good work. Reviewed on: 10th March 2021

Good overall

I like the product -- offering a great interest rate for instant access savings. The app is a little unintuitive at first but you get used to it. My only complaint would be that manual deposits have to be made by debit/credit card. You go to the trouble of linking your bank account via Open Banking and then rather than transfer money that way you have to use a card to deposit. Reviewed on: 10th March 2021

Good "interest" slow deposits

The app is pretty straight forward for me and the "interest" or bonus they give is quite good but not the best, deposits take quite a while to be processed also withdraws is the same thing Reviewed on: 10th March 2021

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