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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

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4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Motivational saving

I wanted a savings account with the best rate and ease of use. This is what I got and I met my saving goal easily. I love the friendly supportive language of the app and my goal has a picture that motivates me to keep on saving. Reviewed on: 10th March 2021

Perfect in every way

The app is a pleasure to use but more importantly, it gives me the best ROI... An absolute winner in every way! Reviewed on: 10th March 2021

Seamless, yet open.

Chip has really nailed non-intrusive auto saves and the constant updates, new features and improvements really inspire confidence in the company. So much so, they're my first and only (so far) crowdfunded investment. Keep up the good work. Reviewed on: 10th March 2021

Good overall

I like the product -- offering a great interest rate for instant access savings. The app is a little unintuitive at first but you get used to it. My only complaint would be that manual deposits have to be made by debit/credit card. You go to the trouble of linking your bank account via Open Banking and then rather than transfer money that way you have to use a card to deposit. Reviewed on: 10th March 2021

Good "interest" slow deposits

The app is pretty straight forward for me and the "interest" or bonus they give is quite good but not the best, deposits take quite a while to be processed also withdraws is the same thing Reviewed on: 10th March 2021

Supersaver

Effortless saving -not just for the rainy days but for a brighter future Reviewed on: 10th March 2021

Amazing

So shocked at how easy this app makes saving. It takes a little out of your account every few days and before you know it , you are saving £200 plus a month. Reviewed on: 10th March 2021

Chip works

I continue to spout the benefits of chip to friends and family. It nibbles away at your bank account and squirrels away your savings. Within a short period of time you've got quite a bit of cash. I use it go skiing every year. Chip is top notch Reviewed on: 10th March 2021

So easy

It's been fantastic. I now have the chip + and it's so easy I can just leave it alone and if i need anything it's so straightforward. Reviewed on: 10th March 2021

Chip wins!

Easy to set up app, although it was a little bit more tricky to work out how to transfer money into the chip+1 account ...but worked it out! Great interest rate. Thanks Chip Reviewed on: 10th March 2021

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