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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

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4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Brilliant saving app

By taking little by little money from my bank to chip, it has helped me and my partner save so much more than we thought we could. Reviewed on: 10th March 2021

Simple, accessible saving

Love these guys... their app is simple to use, their savings rate is pretty much unbeatable at the moment and their customer service is awesome. Can’t really fault them - I just wish I could invest more with them!! Reviewed on: 10th March 2021

Effortless saving

The app is so easy to use and allows me to set and customise my own savings goals. So far I’ve managed to save for a family holiday and put money away for my sons without struggling to make it to the end of the month. I’d definitely recommend it to anyone who struggles to put money aside. Reviewed on: 10th March 2021

Outstanding App

This is an outstanding app which is simple to use and very rewarding Reviewed on: 10th March 2021

Easy savings

Easy savings app, helpful staff and alway have nice updates and features oendint. Reviewed on: 10th March 2021

Fantastic savings app that is really going places!

Chip is a great app which is fantastically innovative and at the forefront of what it does. I've really enjoyed using the app and have seen the chip team make some massive advancements! Reviewed on: 10th March 2021

Changed my Life!

I started using Chip after I saw a savings article in my cosmopolitan magazine in their New Years issue in 2020 and I haven’t looked back since! Before Chip, I used to always have good intentions on payday with trying to save but would always put it off and then guess what.. it never happened and got spent! With Chip, I don’t need to worry and is it does it automatically and best of all I don’t even notice! I have been able to save and reach my financial goals such as paying my credit card off which has has always hung over me for years and saving for a trip to Aus with the ability to set up visual goals the app as well!! I honestly haven’t looked back and that’s all thanks to Chip! I always just wanna tell everyone!! Reviewed on: 10th March 2021

Takes the struggle out of saving

Good app - online help friendly and responsive. - able t retain control of your account Reviewed on: 10th March 2021

Save without realising.

Spare money leaves your usual account and lands at your Chip account. Spare money you didn't realise was spare. Really great app and makes saving so easy. Reviewed on: 10th March 2021

Good way to get into the savings habit

Really like the features of Chip and it's easy to auto-save small amounts, and pause auto-saves if you need to. Manual save feature is good too if you have any extra funds to put away. Haven't used the #PaydayPutAway function yet but it's next on my list. Reviewed on: 10th March 2021

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