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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Fantastic savings app that is really going places!

Chip is a great app which is fantastically innovative and at the forefront of what it does. I've really enjoyed using the app and have seen the chip team make some massive advancements! Reviewed on: 10th March 2021

Changed my Life!

I started using Chip after I saw a savings article in my cosmopolitan magazine in their New Years issue in 2020 and I haven’t looked back since! Before Chip, I used to always have good intentions on payday with trying to save but would always put it off and then guess what.. it never happened and got spent! With Chip, I don’t need to worry and is it does it automatically and best of all I don’t even notice! I have been able to save and reach my financial goals such as paying my credit card off which has has always hung over me for years and saving for a trip to Aus with the ability to set up visual goals the app as well!! I honestly haven’t looked back and that’s all thanks to Chip! I always just wanna tell everyone!! Reviewed on: 10th March 2021

Takes the struggle out of saving

Good app - online help friendly and responsive. - able t retain control of your account Reviewed on: 10th March 2021

Save without realising.

Spare money leaves your usual account and lands at your Chip account. Spare money you didn't realise was spare. Really great app and makes saving so easy. Reviewed on: 10th March 2021

Good way to get into the savings habit

Really like the features of Chip and it's easy to auto-save small amounts, and pause auto-saves if you need to. Manual save feature is good too if you have any extra funds to put away. Haven't used the #PaydayPutAway function yet but it's next on my list. Reviewed on: 10th March 2021

Great saving

Highly recommended had difficulties at start but got good assistance and running well Reviewed on: 10th March 2021

Overall good experience

Generally a good experience with the app and process. Currently the best interest rates out there on up to £5000. Only real downside for me is to access those rates you need AI saving setup which has cost associated and you get 0% after £5k so I don't really want to be saving more in there - but such is life! Reviewed on: 10th March 2021

A great modern option

Chip makes mobile banking effortless. It's great for keeping track of different saving goals and the AI technology means I can save without the hassle of needing to remember to put money aside each month Reviewed on: 10th March 2021

Fantastic app and service

The most intuitive savings app i've used. You can set different goals for your savings and track your progress in a fun way. Keep up the great work Reviewed on: 10th March 2021

A simple way to help you save more

Such a simple way to help you save more with great interest rates. Really good app & brilliant customer service - fast to respond but rarely needed. I’ve recommended to several people who have signed up & are also really impressed. Would highly recommend Reviewed on: 10th March 2021

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