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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

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4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Great saving

Highly recommended had difficulties at start but got good assistance and running well Reviewed on: 10th March 2021

Overall good experience

Generally a good experience with the app and process. Currently the best interest rates out there on up to £5000. Only real downside for me is to access those rates you need AI saving setup which has cost associated and you get 0% after £5k so I don't really want to be saving more in there - but such is life! Reviewed on: 10th March 2021

A great modern option

Chip makes mobile banking effortless. It's great for keeping track of different saving goals and the AI technology means I can save without the hassle of needing to remember to put money aside each month Reviewed on: 10th March 2021

Fantastic app and service

The most intuitive savings app i've used. You can set different goals for your savings and track your progress in a fun way. Keep up the great work Reviewed on: 10th March 2021

A simple way to help you save more

Such a simple way to help you save more with great interest rates. Really good app & brilliant customer service - fast to respond but rarely needed. I’ve recommended to several people who have signed up & are also really impressed. Would highly recommend Reviewed on: 10th March 2021

Great way to save with no effort!

Brilliant app to auto save money for me, always a nice surprise to see how much money I’ve now got saved up! Thanks!!! Reviewed on: 10th March 2021

Brilliant app

It's a great app with brilliant customer service and a great interest rate. Would highly recommend Reviewed on: 10th March 2021

An excellent way to save.

I found Chip easy to install and it is a great way to save. The small amounts taken soon add up.It is great to check your balance and see how it has increased. Reviewed on: 10th March 2021

Chip

Easy-to-use app & market-beating interest rates = a great savings option! Reviewed on: 10th March 2021

Low fees, lots of settings available

Really good experience so far! Set to receive a £7 bonus in April for the money I've saved so far! Reviewed on: 10th March 2021

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