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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Great way to save with no effort!

5
Brilliant app to auto save money for me, always a nice surprise to see how much money I’ve now got saved up! Thanks!!! Reviewed on: 10th March 2021

Brilliant app

5
It's a great app with brilliant customer service and a great interest rate. Would highly recommend Reviewed on: 10th March 2021

An excellent way to save.

5
I found Chip easy to install and it is a great way to save. The small amounts taken soon add up.It is great to check your balance and see how it has increased. Reviewed on: 10th March 2021

Chip

4
Easy-to-use app & market-beating interest rates = a great savings option! Reviewed on: 10th March 2021

Low fees, lots of settings available

4
Really good experience so far! Set to receive a £7 bonus in April for the money I've saved so far! Reviewed on: 10th March 2021

Chip is cool

5
Chip is a cool app, that seamlessly allows regular painless savings, coupled with some great savings products and they are covered by FSCS Reviewed on: 10th March 2021

Great rate and splendid service

5
I chose Chip because of the interest rate - one of the best at the moment. This account was so easy and quick to set up. The service was great when I had a query and it was simple to pay in and transfer out my money. I am happy to earn a good rate of interest with Chip and only wish they paid that rate on an amount more than £5000. Reviewed on: 10th March 2021

Excellent app

5
Great app that helps to motivate and squirrel away extra savings, making it effortless. Great stuff Reviewed on: 10th March 2021

Amazing

5
app is so easy to use and all the information is so helpful. one of the best interest rates too! Reviewed on: 10th March 2021

What a saviour

5
Perfect App for saving without the pain. Highly recommended Reviewed on: 10th March 2021

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