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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

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4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Chip is cool

Chip is a cool app, that seamlessly allows regular painless savings, coupled with some great savings products and they are covered by FSCS Reviewed on: 10th March 2021

Great rate and splendid service

I chose Chip because of the interest rate - one of the best at the moment. This account was so easy and quick to set up. The service was great when I had a query and it was simple to pay in and transfer out my money. I am happy to earn a good rate of interest with Chip and only wish they paid that rate on an amount more than £5000. Reviewed on: 10th March 2021

Excellent app

Great app that helps to motivate and squirrel away extra savings, making it effortless. Great stuff Reviewed on: 10th March 2021

Amazing

app is so easy to use and all the information is so helpful. one of the best interest rates too! Reviewed on: 10th March 2021

What a saviour

Perfect App for saving without the pain. Highly recommended Reviewed on: 10th March 2021

Looks good and works well.

Easy and fun to use and a good bonus paid on up to £5000.00 Reviewed on: 10th March 2021

It's easy but service not the best

It was easy setting up my account and I deposited a lot of money but kept encountering issues. When asked for help you get automated responses and it took nearly a month to get a response. My complain went unanwered too. I DO NOT RECOMMEND CHIP Reviewed on: 10th March 2021

Easy way to save with very good interest

I've found that it's helped me put more money aside. The fact it takes small sums of money without you even really noticing, combined with my pay day put away, I've found it easier to save up. Reviewed on: 10th March 2021

Brilliant savings app!

I am utterly terrible at saving and I have managed to save over 5k in the last year. The calculated savings are great because it's extra savings here and there. Really easy to use and user friendly. Would reccomend to all! Reviewed on: 10th March 2021

Best saver ever

So easy to set up and leave to save and not watch the pennies build! Would recommend to anyone who wants to save without realising. Tailor how you want to save and leave until you need the money. Brilliant Reviewed on: 10th March 2021

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