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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Looks good and works well.

Easy and fun to use and a good bonus paid on up to £5000.00 Reviewed on: 10th March 2021

It's easy but service not the best

It was easy setting up my account and I deposited a lot of money but kept encountering issues. When asked for help you get automated responses and it took nearly a month to get a response. My complain went unanwered too. I DO NOT RECOMMEND CHIP Reviewed on: 10th March 2021

Easy way to save with very good interest

I've found that it's helped me put more money aside. The fact it takes small sums of money without you even really noticing, combined with my pay day put away, I've found it easier to save up. Reviewed on: 10th March 2021

Brilliant savings app!

I am utterly terrible at saving and I have managed to save over 5k in the last year. The calculated savings are great because it's extra savings here and there. Really easy to use and user friendly. Would reccomend to all! Reviewed on: 10th March 2021

Best saver ever

So easy to set up and leave to save and not watch the pennies build! Would recommend to anyone who wants to save without realising. Tailor how you want to save and leave until you need the money. Brilliant Reviewed on: 10th March 2021

Chip's 1.25% is better than the rest

Good rate in this market and the app is relatively easy to use Reviewed on: 10th March 2021

The best and easiest way to save

I love chip, it helps me save by squirrelling away savings that I barely notice. Reviewed on: 10th March 2021

Fab!

I've had a Chip account for years and saved enough to pay for a good chunk of our wedding! Reviewed on: 10th March 2021

Nice way to save up

This is a new app that helps to save up without making you think twice about it - so fat so good - will update later :) Reviewed on: 10th March 2021

Love how simple it is to save

It’s great how I don’t have to even think about how much to put away, the app works out how much I can afford. We use it for holiday money and it usually saves a good amount to spend. Reviewed on: 10th March 2021

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