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Chip: Savings App reviews

4.94
Based on 18,457 reviews, last reviewed 9th Apr 2026
24400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026
Bill O'Reilly's avatar
Bill O'Reilly

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Chip's 1.25% is better than the rest

4
Good rate in this market and the app is relatively easy to use Reviewed on: 10th March 2021

The best and easiest way to save

5
I love chip, it helps me save by squirrelling away savings that I barely notice. Reviewed on: 10th March 2021

Fab!

5
I've had a Chip account for years and saved enough to pay for a good chunk of our wedding! Reviewed on: 10th March 2021

Nice way to save up

4
This is a new app that helps to save up without making you think twice about it - so fat so good - will update later :) Reviewed on: 10th March 2021

Love how simple it is to save

5
It’s great how I don’t have to even think about how much to put away, the app works out how much I can afford. We use it for holiday money and it usually saves a good amount to spend. Reviewed on: 10th March 2021

Good app, good rate

4
Good rates, considering what else is available right now. App is easy to use and auto-save works great Reviewed on: 10th March 2021

Great way to save amazing customer service

5
Great customer service always been there to help and really quick. Such an easy way to save I don’t even notice Reviewed on: 10th March 2021

A positive addition to the market

5
The Chip saving app takes all the hassle out of saving and does it all for me. No forgetting or excuses any more. Reviewed on: 10th March 2021

I have savings now!

5
This app has transformed my approach to money. I’ve been able to save consistently for over two years, in a way I never have before. It’s made me far more financially secure and has taken a lot of worries off my plate. Reviewed on: 10th March 2021

High interest rate and easy to set up

5
The Chip app offers one of the highest interest rates and it is very easy to install and operate it. Reviewed on: 10th March 2021

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