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Chip: Savings App reviews

4.94
Based on 18,211 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18211)

Great app which only gets better

5
From the inception of Chip it's been clear that this app was a fundamental next step for savings accounts. Over the years the app has developed it's features further to make it's features customisable and more rewarding. This is about to reach a new era with the introduction of stock investing coming soon. Reviewed on: 10th March 2021

Great Savings App

5
Really pleased I found Chip, I love the autosave element as it forces me to save without having to think about it. I’d definitely recommend this app to friends and family. Reviewed on: 10th March 2021

Brilliant

5
Easy to use app that enables you to save without noticing Reviewed on: 10th March 2021

Simple savings

5
So easy to setup savings - I wonder why the big banks can’t/won’t do it ? Reviewed on: 10th March 2021

Such a great way to save money

5
I've saved so much with chip as it takes small amounts of money from my bank that I don't notice but it accumulates quickly over time. So happy I installed it Reviewed on: 10th March 2021

Excellent, accessible and friendly

5
Really glad I started saving with Chip and then started investing in them. They are on a mission to making investing accessible for all and that translates well for someone like me who doesn’t speak the financial lingo. I feel I’m in safe hands with Chip. Reviewed on: 10th March 2021

Good Auto saving app for the people who can't save on their own

3
The only problem with CHIp is it is not very user friendly. I can't transfer my own saving in CHip into another CHip account. It would be much more easier if we could change the bank card details and not to speak to CHIp everytime we have an issue. Reviewed on: 10th March 2021

Simple, straightforward and modern savings app with great benefits

5
I’ve saved in the past but this app takes on the process for you by deciding what amounts you can afford to put away every week. It’s easy to adjust if you want to stop a save or withdraw. Reviewed on: 10th March 2021

Easy to use and best interest rates

5
I just find the app easy to use understand and has the best savings rates I can find Reviewed on: 10th March 2021

Excellent

5
Fantastic concept and so easy to use Reviewed on: 10th March 2021

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