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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18211 reviews)

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4.94

Based on 18,211 reviews, last reviewed 17th Jun 2025

99% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18211)

Simple saving

I’m terrible with money, savings wise but Chip makes it easy, filtering off little amounts every few days so you don’t even notice you’re making savings. Reviewed on: 10th March 2021

Amazing experience

Great customer support and benefits. Easy app and one of the best interest rates Reviewed on: 10th March 2021

Easiest way to save... Ever

I signed up for chip about 6 months ago with a view to saving towards a deposit. They have so many options like “payday put away”, tailored auto-saves and easy depositing and withdrawing. As someone who never saves, this was such a useful tool. I opted to save at level 5, the highest plus a payday put away. Honestly, it has encouraged me to live more frugally without really noticing and I have somehow managed to save 5k that I didn’t even know I could do! It’s made such a huge difference to reaching my home ownership goals and I couldn’t/wouldn’t have done this without chip. I love it. Reviewed on: 10th March 2021

Easy to use!

Chip is a great app that is very user friendly. The interest rate is higher than many others offered at the moment. I look forward to them growing and being able to add multiple bank accounts to the app. Reviewed on: 10th March 2021

Effortless Saving

I've always struggled to save money consistently and the dream of owning my own house has always seemed well out of reach. However, since I've started using Chip, the smart auto-saving feature has meant that I've been able to save a sizable chunk without me even realising or doing any work! I feel like my savings goals are well within reach now. Thank-you Chip! Reviewed on: 10th March 2021

Easy to Save

The Chip app is easy to navigate and to view your savings, including the bonus amount and when it will be paid. It makes it easy to save a regular amount based on your risk level and other criteria such as minimum bank account amount. When you are know you cannot save for any reason, you can skip the automatic saving function. I recommend Chip due to the visibility of what I have saved and that I can set up a regular, automatic savings plan. Reviewed on: 10th March 2021

Works for you

An excellent savings app that you can just forget about and all of a sudden there’s more in the savings than you would expect. An easy way to save. Reviewed on: 10th March 2021

Easy, great savings!

Really enjoy using Chip, easy to use and save money simply. Love the user interface and like the email communications. Reviewed on: 10th March 2021

The future of saving

Chip is a fun and smart way of saving. You can leave all the hard work to the algorithm and feel confident that you can afford your savings. I am excited and have high hopes for their latest service to make investing accessible to everyone. Reviewed on: 10th March 2021

Easy to use

Easy to use with lots of different saving options to choose from based on what works for you. Such as automatic AI saving, Pay-Day saving and one-off deposits. Reviewed on: 10th March 2021

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Chip: Savings App reviews

99% decrease in 5 star reviews

80% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Chip: Savings App now

Chip Savings App reviews (18211)

Simple saving

Amazing experience

Easiest way to save... Ever

Easy to use!

Effortless Saving

Easy to Save

Works for you

Easy, great savings!

The future of saving

Easy to use

Review Chip: Savings App now

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