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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

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4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

A rewarding way to save

My brief experience with Chip gives me an impression of a bank that is really committed to helping me save. The feedback through the app will engage customers and encourage them to set money aside. Reviewed on: 10th March 2021

Great app

Love the 1.25% interest rate. Easy to use. Reviewed on: 10th March 2021

Great bank

Great savings bank, especially chip plus with a 1.5% rate Reviewed on: 10th March 2021

A chip off the new kid on the block

Good rate. Easy to use app. Range of auto saving from aggressive to gentle. Reviewed on: 10th March 2021

Easy to use and change behaviours

I find the app incredibly easy to use, I speak as someone who had for a very long time not really saved (in any dimension) and the ease of the Chip app has made me indirectly much more money conscious and measured both in terms of saving and spending. I’ve improved my savings massively in the 2.5 years I’ve been using it and now have a real safety net available to me. Generally the app support is very good, but most crucially I think with some development and tinkering it could potentially be very useful in lower income settings to smartly encourage active savings attitudes. It’s actually (no doubt with other factors) improved my financial position considerably. Reviewed on: 10th March 2021

Easy peasy

I've had Chip for many years now and it has always come in handy for me financially. I don't have to worry about saving money for a rainy day as Chip will do this without any effort. Investments will be the next step for Chip and is coming in the near future and is a great product I am looking forward to! Reviewed on: 10th March 2021

Easy to use

Does everything you want a banking app to do and more! Looking forward to them offering investment products in the near future Reviewed on: 10th March 2021

Best interest rate

Chip are currently offering the best interest rate and has great services on offer. It is easy to deposit and withdraw. Great customer service when chatting to chip. I have referred my partner on a refer a friend offer code also. Reviewed on: 10th March 2021

Incredible creative savings app

Great creative company with aspirations of bigger and better things. Customer centric business model. Great app which has developed over time. Reviewed on: 10th March 2021

Saving made simple

Amazing way to save without even knowing it! Reviewed on: 10th March 2021

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