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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Good app, good rate

Good rates, considering what else is available right now. App is easy to use and auto-save works great Reviewed on: 10th March 2021

Great way to save amazing customer service

Great customer service always been there to help and really quick. Such an easy way to save I don’t even notice Reviewed on: 10th March 2021

A positive addition to the market

The Chip saving app takes all the hassle out of saving and does it all for me. No forgetting or excuses any more. Reviewed on: 10th March 2021

I have savings now!

This app has transformed my approach to money. I’ve been able to save consistently for over two years, in a way I never have before. It’s made me far more financially secure and has taken a lot of worries off my plate. Reviewed on: 10th March 2021

High interest rate and easy to set up

The Chip app offers one of the highest interest rates and it is very easy to install and operate it. Reviewed on: 10th March 2021

A rewarding way to save

My brief experience with Chip gives me an impression of a bank that is really committed to helping me save. The feedback through the app will engage customers and encourage them to set money aside. Reviewed on: 10th March 2021

Great app

Love the 1.25% interest rate. Easy to use. Reviewed on: 10th March 2021

Great bank

Great savings bank, especially chip plus with a 1.5% rate Reviewed on: 10th March 2021

A chip off the new kid on the block

Good rate. Easy to use app. Range of auto saving from aggressive to gentle. Reviewed on: 10th March 2021

Easy to use and change behaviours

I find the app incredibly easy to use, I speak as someone who had for a very long time not really saved (in any dimension) and the ease of the Chip app has made me indirectly much more money conscious and measured both in terms of saving and spending. I’ve improved my savings massively in the 2.5 years I’ve been using it and now have a real safety net available to me. Generally the app support is very good, but most crucially I think with some development and tinkering it could potentially be very useful in lower income settings to smartly encourage active savings attitudes. It’s actually (no doubt with other factors) improved my financial position considerably. Reviewed on: 10th March 2021

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