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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18457 reviews)

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4.94

Based on 18,457 reviews, last reviewed 9th Apr 2026

24400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The best 'app-first' provider in the market Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsiv... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18457)

Total lifeline

I love the chip app - the flexibility in save level, the goal setting and the total ease of use. Having chip has been a total lifeline at times for me and my family when things go wrong in the house unexpectedly or during a brief time of unemployment. I recommend it to everyone I speak to about money! Reviewed on: 10th March 2021

So easy to save!

I've never been good at saving, mostly because I'm good at spending everything in my account! Chips means I'm saving without having to do anything, it's so easy to save and such a great company and product! Here's to my holiday (saving goal) post-lockdown! Reviewed on: 10th March 2021

Excellent product

Works great. Saves without you even noticing it. Great customer service too. Reviewed on: 10th March 2021

Chip 2021 review

Have been a member of Chip since early 2019 and am particularly impressed by their Chip +1 product which is able to offer 1.25% bonus payout on savings, higher than any other easy access saver at the moment. Looking forward to seeing what 2022 has to offer! Reviewed on: 10th March 2021

Excellent Savings App

Excellent Savings scheme all done via an App. Easy to add funds and withdraw, once you have completed the set-up process. Good Saving limits available (£2,000 Free or £5,000 for a small Monthly Fee). Reviewed on: 10th March 2021

Makes it super easy to save

Really fantastic app. In these incredibly hard times it takes the stress out of saving Reviewed on: 10th March 2021

Brilliant saving app

Brilliant app and earn interest while your saving Reviewed on: 10th March 2021

Easy to use and great interest rate

Love the concept of using your marketing budget to reward customer referrals. Reviewed on: 10th March 2021

East way of saving

I signed up in 2020 and am enjoying having a savings account which has a 1.25% interest. A lot better than anything else at the moment. I’ve found their app really simple and easy to navigate. Reviewed on: 10th March 2021

Easy Savings

I always found it very difficult to save and to deposit a “lump sum” every month! Chip does this for you just like spending on other things! Easy peasy and you don’t even realise it’s gone! Reviewed on: 10th March 2021

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