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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy peasy

I've had Chip for many years now and it has always come in handy for me financially. I don't have to worry about saving money for a rainy day as Chip will do this without any effort. Investments will be the next step for Chip and is coming in the near future and is a great product I am looking forward to! Reviewed on: 10th March 2021

Easy to use

Does everything you want a banking app to do and more! Looking forward to them offering investment products in the near future Reviewed on: 10th March 2021

Best interest rate

Chip are currently offering the best interest rate and has great services on offer. It is easy to deposit and withdraw. Great customer service when chatting to chip. I have referred my partner on a refer a friend offer code also. Reviewed on: 10th March 2021

Incredible creative savings app

Great creative company with aspirations of bigger and better things. Customer centric business model. Great app which has developed over time. Reviewed on: 10th March 2021

Saving made simple

Amazing way to save without even knowing it! Reviewed on: 10th March 2021

Total lifeline

I love the chip app - the flexibility in save level, the goal setting and the total ease of use. Having chip has been a total lifeline at times for me and my family when things go wrong in the house unexpectedly or during a brief time of unemployment. I recommend it to everyone I speak to about money! Reviewed on: 10th March 2021

So easy to save!

I've never been good at saving, mostly because I'm good at spending everything in my account! Chips means I'm saving without having to do anything, it's so easy to save and such a great company and product! Here's to my holiday (saving goal) post-lockdown! Reviewed on: 10th March 2021

Excellent product

Works great. Saves without you even noticing it. Great customer service too. Reviewed on: 10th March 2021

Chip 2021 review

Have been a member of Chip since early 2019 and am particularly impressed by their Chip +1 product which is able to offer 1.25% bonus payout on savings, higher than any other easy access saver at the moment. Looking forward to seeing what 2022 has to offer! Reviewed on: 10th March 2021

Excellent Savings App

Excellent Savings scheme all done via an App. Easy to add funds and withdraw, once you have completed the set-up process. Good Saving limits available (£2,000 Free or £5,000 for a small Monthly Fee). Reviewed on: 10th March 2021

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