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Chip: Savings App reviews

4.94
Based on 18,211 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18211)

Saving without even realising

5
Before Chip I used to try and save each month and ended up with no money left at the end of the month. Now through using the autosave function it means I don't need to put aside a lump some in one go and allows me to keep better track of my finances whilst still saving more per month than I have previously. Not having to think about saving and just letting it happen makes the process so much easier. This improved money management on my part as a result of chip has meant that at times I haven't even had to dip into my Chip account for the holidays I intended to use it for. Benefits all round from my point of view. Reviewed on: 10th March 2021

Handy way to save each month!

5
I’ve used the totally free account and more recently moved to the interest account with Chip, I have found this app a great way to make many small saves here and there without worrying about going into the red. Any required support has been dealt with quickly and efficiently. I would recommend this product and company to any friends and family!! Reviewed on: 10th March 2021

A savings app that preserves the value of your investment

5
Simple, straight forward app that’s class leading when other savings app’s can’t cut the mustard. Reviewed on: 10th March 2021

Silent life changer

5
This is honestly one of the best apps created. I am now £5k+ in savings without even noticing just be letting this app work in the background over the last 2 years. Superb! Reviewed on: 10th March 2021

Fantastic app for saving without thinking

5
Set it up, let it roll. Have saved thousands over the last few years and I haven't had to lift a finger. Never once has it taken more than it ought and I'm always left surprised by how quickly my savings pot grows without the hassle of squirrelling away lump sums. Best of all is that they have the best rate on the market at 1.25%. All in all a no-brainer. Reviewed on: 10th March 2021

Intelligently helps you save

5
Easy to use app that helps you save by putting away money that AI doesn’t think you need. A few different accounts to choose from to earn interest in savings. Clever additional tools like payday put away and goals help make the saving even better. Very excited for investments to launch! Highly recommend this app. Trustworthy and reliable. Reviewed on: 10th March 2021

Easy Saving Done For You

5
Easy saving done via a smart algorithm. Ingenious & in 3 years I've saved almost £21K (to save us when my husband was made redundant!) Reviewed on: 10th March 2021

Changing the way I think about savings

5
Chip stood out from other digital saving apps for me because of their continual investment in new features, change and innovation. I’ve recommended chip to many of my friends and colleagues as the best way to save without having to think about the amount each month. Can’t wait to see what new products they bring out next. Reviewed on: 10th March 2021

Savings App

5
Very easy to set-up, market leading return on small/easy access savings pot. Reviewed on: 10th March 2021

Anyone can save

5
If you’re finding saving hard, you can’t budget, always in the red etc...try chip, you can tailor saving levels to suit you, start small, it goes a long way and Chip will support you every step of the way.. Reviewed on: 10th March 2021

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