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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18458 reviews)

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4.94

Based on 18,458 reviews, last reviewed 10th Apr 2026

24500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip Excellence They offer great rates, a fantastic app and excellent customer service Reviewed on: 10th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18458)

Easy Savings

I always found it very difficult to save and to deposit a “lump sum” every month! Chip does this for you just like spending on other things! Easy peasy and you don’t even realise it’s gone! Reviewed on: 10th March 2021

Chip is great

1.5% interest on easy-access savings. Reviewed on: 10th March 2021

Great interest rates

Easy to use and offers the best interest rates around. Flexible and doesn’t tie your money up for months! Reviewed on: 10th March 2021

Fantastic App

I have been using Chip for a number of years and without feeling the pain it has calculated amounts of money I don’t “need” weekly based on my spending, amounts ranging from single to double figures, and transferred it from my current account into my Chip account. I have saved a couple of thousand pounds over time, and I have the opportunity to stop an automatic save going ahead and have easy access to my savings. It is a fantastic little app, highly recommended! Reviewed on: 10th March 2021

Great Savings App with intelligent AI autosaves

Great interest rate, AI for autosaving is really useful and configurable to allow for better savings as opposed to manual saving each month. Reviewed on: 10th March 2021

Set it and forget it saving

It is good being able to set money aside with little effort from me, I just set it to my desired save setting and months later I can admire the money accumulated. Reviewed on: 10th March 2021

Easy and painless

Chip takes small amounts that I don't really notice going out but by the end of the year Chip has normally saved about £1500. Well worth a download. Expanding on their services and probably one of the best interest rates (currently 1.25%) on their saving account. Reviewed on: 10th March 2021

Changed my life

I’ve had numerous debts for a number of years. The chip app has allowed me to manage my savings in order to pay off my debts as a lump sum. I haven’t missed an auto save since I joined in sept 20 and have even started manually saving on top. The way they allow you to nominate goals and provide target dates is really appealing to me. The customer service is always really friendly and helpful not to mention the bonus rate which is 125x better than my bank savings account. I have recommended to at least 10 people, 2 of whom I know have signed up. Keep doing what you’re doing chip, you’ve set me on the right track to buying a property and changing my life, so thanks from a grateful customer! Reviewed on: 10th March 2021

Love this app

Such a good app- small deposits build up into savings pots, easy withdrawal and account management- all the family now have it and making extra savings Reviewed on: 10th March 2021

Great service!

What a refreshing change it makes to have some bright new ideas in the banking sector that are accessible to all! Reviewed on: 10th March 2021

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