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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Makes it super easy to save

Really fantastic app. In these incredibly hard times it takes the stress out of saving Reviewed on: 10th March 2021

Brilliant saving app

Brilliant app and earn interest while your saving Reviewed on: 10th March 2021

Easy to use and great interest rate

Love the concept of using your marketing budget to reward customer referrals. Reviewed on: 10th March 2021

East way of saving

I signed up in 2020 and am enjoying having a savings account which has a 1.25% interest. A lot better than anything else at the moment. I’ve found their app really simple and easy to navigate. Reviewed on: 10th March 2021

Easy Savings

I always found it very difficult to save and to deposit a “lump sum” every month! Chip does this for you just like spending on other things! Easy peasy and you don’t even realise it’s gone! Reviewed on: 10th March 2021

Chip is great

1.5% interest on easy-access savings. Reviewed on: 10th March 2021

Great interest rates

Easy to use and offers the best interest rates around. Flexible and doesn’t tie your money up for months! Reviewed on: 10th March 2021

Fantastic App

I have been using Chip for a number of years and without feeling the pain it has calculated amounts of money I don’t “need” weekly based on my spending, amounts ranging from single to double figures, and transferred it from my current account into my Chip account. I have saved a couple of thousand pounds over time, and I have the opportunity to stop an automatic save going ahead and have easy access to my savings. It is a fantastic little app, highly recommended! Reviewed on: 10th March 2021

Great Savings App with intelligent AI autosaves

Great interest rate, AI for autosaving is really useful and configurable to allow for better savings as opposed to manual saving each month. Reviewed on: 10th March 2021

Set it and forget it saving

It is good being able to set money aside with little effort from me, I just set it to my desired save setting and months later I can admire the money accumulated. Reviewed on: 10th March 2021

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