Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,460 reviews, last reviewed 10th Apr 2026
24700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Saving with chip for about six years. I’ve been saving with chip for about six years now. The autosave function has helped me save for several big purchases and just works well in the back... Read more Reviewed on: 10th April 2026
Ossiary's avatar
Ossiary

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18460)

Love this app

5
Such a good app- small deposits build up into savings pots, easy withdrawal and account management- all the family now have it and making extra savings Reviewed on: 10th March 2021

Great service!

4
What a refreshing change it makes to have some bright new ideas in the banking sector that are accessible to all! Reviewed on: 10th March 2021

Innovative

5
Good to see an alternative To traditional underpaying Bank savings acvounts Reviewed on: 10th March 2021

Highly recommended

5
A new savings account that gives a great interest rate. Takes money from your account as and when, you can set limits to how much you would like taken and also put in amounts when you like. Reviewed on: 10th March 2021

Super easy app with great interest rate

4
Easy to use and manage app. Good for automated saving Reviewed on: 10th March 2021

Fab savings account

5
Absolutely brilliant. Saves without you even noticing it. It amazes me how much is squirreld away. I would never save that amount on my own. Fantastic app Reviewed on: 10th March 2021

Great app features

5
Don’t need to do anything once sign up. Let it do it’s thing and with in a year you save up a fortune.. definitely recommend.. Reviewed on: 10th March 2021

Excellent saving platform

5
Excellent saving platform and with 1.25% interest it is currently the market leader out there. Chip constantly strives to be ahead of the competition and maybe the main stream banks will now sit up and take notice that they can not keep taking customers for granted. Reviewed on: 10th March 2021

Always there to help

4
The team have been fantastic whenever there is an issue. Can't be beaten for rates of interest. Reviewed on: 10th March 2021

Easy to use, intuitive, smart design

5
Very simple app. Instant access and no need for password! mega... Some oldies will grumble grumble as they dont understand the AI (which you can switch off). For these users I would say its probably not for you this app. if you have embraced tech then its a great wee device to use for savings Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1041 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products