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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy and painless

Chip takes small amounts that I don't really notice going out but by the end of the year Chip has normally saved about £1500. Well worth a download. Expanding on their services and probably one of the best interest rates (currently 1.25%) on their saving account. Reviewed on: 10th March 2021

Changed my life

I’ve had numerous debts for a number of years. The chip app has allowed me to manage my savings in order to pay off my debts as a lump sum. I haven’t missed an auto save since I joined in sept 20 and have even started manually saving on top. The way they allow you to nominate goals and provide target dates is really appealing to me. The customer service is always really friendly and helpful not to mention the bonus rate which is 125x better than my bank savings account. I have recommended to at least 10 people, 2 of whom I know have signed up. Keep doing what you’re doing chip, you’ve set me on the right track to buying a property and changing my life, so thanks from a grateful customer! Reviewed on: 10th March 2021

Love this app

Such a good app- small deposits build up into savings pots, easy withdrawal and account management- all the family now have it and making extra savings Reviewed on: 10th March 2021

Great service!

What a refreshing change it makes to have some bright new ideas in the banking sector that are accessible to all! Reviewed on: 10th March 2021

Innovative

Good to see an alternative To traditional underpaying Bank savings acvounts Reviewed on: 10th March 2021

Highly recommended

A new savings account that gives a great interest rate. Takes money from your account as and when, you can set limits to how much you would like taken and also put in amounts when you like. Reviewed on: 10th March 2021

Super easy app with great interest rate

Easy to use and manage app. Good for automated saving Reviewed on: 10th March 2021

Fab savings account

Absolutely brilliant. Saves without you even noticing it. It amazes me how much is squirreld away. I would never save that amount on my own. Fantastic app Reviewed on: 10th March 2021

Great app features

Don’t need to do anything once sign up. Let it do it’s thing and with in a year you save up a fortune.. definitely recommend.. Reviewed on: 10th March 2021

Excellent saving platform

Excellent saving platform and with 1.25% interest it is currently the market leader out there. Chip constantly strives to be ahead of the competition and maybe the main stream banks will now sit up and take notice that they can not keep taking customers for granted. Reviewed on: 10th March 2021

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