Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,211 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18211)

Making saving easy

4
Chip is set up to take the stress out of savings, helping you build up as and when you can. Reviewed on: 10th March 2021

Saving made simple

5
Since discovering Chip, saving and investing has been so easy with its automatic transfer options. What a great product Reviewed on: 10th March 2021

Awesome people, app and savings opportunity

5
Having used this app, as well as telling my friends about it, the easy understanding and support of the team make every interaction positive and pleasing.. The options they offer are exceptional too. Reviewed on: 10th March 2021

Build savings without noticing

5
What a great little app! You can build up a decent amount of savings without even noticing that you're doing it! Reviewed on: 10th March 2021

Best around

5
Been using Chip for almost 4 years and I've become so much more conscious of my finances and savings in that time. I've recommended to friends and family who often struggle to save money and all have become regular uses Reviewed on: 10th March 2021

Good interest rates

5
Easy to use, good app, good bonus rates Reviewed on: 10th March 2021

Chips with every saving!

5
Have used Chips for over a year now and found it an excellent way to tackle the challenge of target saving with security,flexibility,incentives and interest... what's not to like!? More Chips please!! Reviewed on: 10th March 2021

Fantastic savings app, best around

5
So easy to use, great perks and benefits, good all rounder! So happy my sister introduced me to the app.. I love it Reviewed on: 10th March 2021

A little gem

5
Chip makes saving money so easy I almost don't have to think about it. Because the AI knows the right amount to save I'm never in danger of being left short. To top it off they have the best interest rate for my savings anywhere Reviewed on: 10th March 2021

Simple and effective

5
Chip makes it so simple to save regularly, just set up and forget, you save what you can afford automatically and before long you have a nice little pot saved up. Reviewed on: 10th March 2021

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review