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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Always there to help

The team have been fantastic whenever there is an issue. Can't be beaten for rates of interest. Reviewed on: 10th March 2021

Easy to use, intuitive, smart design

Very simple app. Instant access and no need for password! mega... Some oldies will grumble grumble as they dont understand the AI (which you can switch off). For these users I would say its probably not for you this app. if you have embraced tech then its a great wee device to use for savings Reviewed on: 10th March 2021

I love Chip!

Chip is a fantastic saving app with great interest rates. All you have to do is input the money and it's smooth sailing. Reviewed on: 10th March 2021

First experience of online saving

Good interest rate. Automatic saves very sensible & don't leave me short of ready cash. Easy to set up & manage. Reviewed on: 10th March 2021

Great interest on savings

Innovative product for small savers Reviewed on: 10th March 2021

Saving without any effort

Really easy to save and if your stretched month put the savings back into your household account easy peasy! Excellent % on savings to boot. Reviewed on: 10th March 2021

Great savings app

Very helpful savings app which really helps save cash, nice user interface too Reviewed on: 10th March 2021

Saving made easy

Saved a substantial amount of money over 2 years without trying. Chip does all the hard work for you Reviewed on: 10th March 2021

Even my finance-phobic partner likes it!

I like the ease of autosaves, the flexibility of being able to turn them off and on and the fact that it doesn't require much input or effort from me! As the title says, even my partner who shies away from savings accounts signed up as so little effort was required! Reviewed on: 10th March 2021

Great way to save money without realising

I have been with Chip for around a year now, and with their payday saving programme I’ve saved a lot taken from small denominations throughout the month which would have remained unspent in my current account otherwise. It means I always have a separate pot from which to treat myself, or use if an emergency arises. Also, now I have access to Chip+1 I am making more interest on my savings than I would do in most high street banks. Reviewed on: 10th March 2021

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