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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Need a savings manager?

Let Chip take care of it , give you easy access as well as a great interest rate. Reviewed on: 10th March 2021

Terribly good idea for anyone who wants to earn interest on an autosaving basis

Good interest, good value, good app. Easy to use, and not in the least bit time consuming. Reviewed on: 10th March 2021

The Simplest and Easiest way to Save

Chip is a wonderful App that quietly squirrels away savings from your account on a regular basis and pleasantly surprises you with the amounts that you have saved. It is easy and simple to use and works quietly in the background unobtrusively building substantial savings. Reviewed on: 10th March 2021

Easy saving.

So easy to set up and use! Great way to save. Reviewed on: 10th March 2021

Simple and easy savings account

Easy to access Savings App with one of the better savings % compared to other savings accounts. Really encourages to save based on what you can afford. Looking forward to investment options when they come available. Reviewed on: 10th March 2021

Great savings

Easy to use app and set up a savings account. I would certainly recommend them! Reviewed on: 10th March 2021

Simple to use app with great perks

The app is very simple to use and the company are offering one of the best interest rates in the uk at the moment. support has been excellent when a problem arose. Reviewed on: 10th March 2021

It was better before but hopefully will be good again one day

Positives: This app has helped me to save a lot of money the past year or so which I've been able to use to clear a credit card off! It's easy to use and the app is easy enough to navigate. You get notifications through the app and via email for autosaves on ChipAI which you can adjust or cancel if necessary. Negatives: so many gifs. Every save and email comes with some annoying gif playing on repeat. Doesn't strike me as being a professional company due to this, like they're trying too hard to be your friend... The main negative however is the lack of notice when changing their prices. When I joined, ChipAI was free. Then they changed to charging £1 per month (which I was notified about) but now it's at £1.50 per 28 days with no notice at all so I have moved to their standard Chip account which doesn't autosave or offer any incentives so I have no reason to keep it open now. The interest-earning savings account requires you to get someone else to sign up but everyone that I know either already has Chip or doesn't even use Internet banking so I can't access it despite being with them quite some time now. They seem to be trying to do too much at once with rolling out all of these new products that it just seems patchy and incomplete instead. Reviewed on: 10th March 2021

Love CHIP!

Such a great Savings App! I've always been totally useless at saving money, but since using CHIP, I have been able to save enough money to redesign my garden, without even noticing the money leaving my account! It's such a great concept and it really works. A must have for those of us who are pretty useless with money! :D Reviewed on: 10th March 2021

Happy Customer for Years!

I have been a very happy Chip user for years and have saved over £5,000! It has been great for auto and manual saves and I love the freedom to move money whenever I like. The updates have always been great and there are constantly new benefits for users to save more. I will always use Chip and recommend it to anyone, whether they're confident in saving independently or needing help. Reviewed on: 10th March 2021

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