Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

View other Chip products

4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18447)

Easy way to save money

One of the easiest ways of saving some exta cash without noticing it too much. Small transfers every few days which can be cancelled if necessary or the amount amended. There is flexibility on the level with 5 to choose from depending on how much you want to save and goal setting too. More products are being introduced by Chip with great communication with its customers. Reviewed on: 10th March 2021

Fantastic and easy app to create saving goals

I invested in Chip a while back now, and started using it a little, now I am addicted to it, checking my saving goals daily and also setting tough targets so that I can keep hitting new goals, would highly recommend to everyone Reviewed on: 10th March 2021

Holy automatic save Batman

Best app ever, proves that everyone, and I genuinely mean everyone, can save money without thinking about it...... Reviewed on: 10th March 2021

Great nifty savings app

Chip in its current version has a great UI, great usability of their app, they also offer some of the most competitive savings rates! Reviewed on: 10th March 2021

Helped my finances immensely!

After using Chip for over a year, my finances are finally in check! Without affecting my day to day life, I have been able to save thousands of pounds helping me make strides towards my savings goals all in one easy app. Reviewed on: 10th March 2021

Outstanding "set and forget" saving

Chip is the app I have recommended more than any other. It's absolutely brilliant and turned me from someone who struggled with saving to someone who lives by it. It's all in your control but it's understanding of my monthly spending allowed me to set and forget almost instantly after I first downloaded it and linked it to my bank. Nearly 3 years later and it's still ticking over nicely. I can put money away manual as well as automatically and I'm able to pull money out to pay for the odd unexpected expense here and there whilst I continue to save for a flat deposit. Outstanding. Reviewed on: 10th March 2021

Great for helping you save regularly

Chip is easy to use and has helped me put away small amounts of money regularly using its automatic system. It currently also offers a 1.25% bonus paid quarterly on all your savings giving you a good return on your money compared with other accounts. The app is easy to access, meaning you can put in or withdraw money easily. Reviewed on: 10th March 2021

Brilliant Savings App

The Chip App makes saving easy, seamless and in the background. No effort needed! Reviewed on: 10th March 2021

Best saving app!

What's not to love about chip? Great auto save algorithm, good looking app, instant access to funds. Best rates on the market too! Reviewed on: 10th March 2021

Best easy. Access rate

It’s a bonus, not interest & it doesn’t accumulate, but you won’t beat 1.25% on 5K. Chip is still available, so go for it before they reduce, it’s the Chip+1 account Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App (discontinued)
from Yolt (inactive) 4.87 from 607 reviews
App
from Money Dashboard 4.91 from 1161 reviews
App
from Dashly 4.59 from 19 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 257 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub