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Chip: Savings App reviews

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4.94
Based on 18,211 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18211)

Easy way to save money

5
Best way to control your spending and save money! Reviewed on: 10th March 2021
Ainhoa's avatar
Ainhoa

Easy to use and takes away the hassle of saving for a rainy day

5
I have saved over £20000 over 2 years and enjoyed spending the money on my special goals Reviewed on: 10th March 2021
JW's avatar
JW

Great App

5
Easy to use app and great interest rate Reviewed on: 10th March 2021
Trevor's avatar
Trevor

Easy to use savings

5
So easy to use this app and save lots without feeling it in your bank balance. I love it! Reviewed on: 10th March 2021
Anna's avatar
Anna

Great savings app.

4
Create a goal and worry no more. Chip cleverly decides how much money you can afford to save each week. It works well and I don’t miss the amount invested each week. Love the flexibility to choose ‘skip a number of payments’ when you’re having a tough month. Great company. Reviewed on: 10th March 2021
Pauline Rigby's avatar
Pauline Rigby

Saving money without the hassle

5
Effortless drip-feeding your pennies helps you save and before you know it they turn into pounds! Reviewed on: 10th March 2021
James's avatar
James

Continuous improvement & benefits

4
I've been saving with Chip for over a year now and I've been really impressed with the development of the app, what started as a slightly clunky but innovative idea has developed into a slick, convenient service with genuine benefits. Thanks @chip! Reviewed on: 10th March 2021
BW's avatar
BW

Great Application

5
Been using Chip App for over a year, user friendly and helps you save for a rainy day or future bill. Highly Recommend the platform. Reviewed on: 10th March 2021
AndrewF's avatar
AndrewF

Savings made easy

5
Automated savings really help to put away the small change that may otherwise be spent Reviewed on: 10th March 2021
Nick Cook's avatar
Nick Cook

Stealth savings for a rainy day.

5
I have been using Chip as a means to save for at least two years now. I don’t notice the amounts coming out of my account but they soon add up to a great deal of money, which I can then use to pay for lump sum bills such as car insurance (always cheaper than monthly direct debit) or emergency issues such as a vet bill. Currently using it to save for building work, the +1 account has given a better interest than most other accounts for the amount I can save. Always clear with their information, and quick to answer any questions I may have regarding my accounts. I haven’t had any problems with moving money around, or security. I have been able to get at least two friends to join up, and they are happy with their experiences also. Overall- a great little company. Reviewed on: 10th March 2021
Bonnie Seddon's avatar
Bonnie Seddon

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