Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

View other Chip products

4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18447)

Just excellent

Never been so easier to save with the CHIP app just fill in your details and you have started saving Reviewed on: 10th March 2021

Great concept

CHIP is great for people who have difficulty saving themselves. The AI know just the amount to 'take' for savings that people save without really 'feeling it'. Furthermore the interest of 1.25% is great up to £5,000 Reviewed on: 10th March 2021

Changed my finances

I’ve saved almost £5000 now and not really noticed it happening. Chip has revolutionised the way I save. Reviewed on: 10th March 2021

Easy to use, good rates.

Simple to use, good interest rates, clever savings suggestions. Reviewed on: 10th March 2021

Great for short term savings

I have been using Chip for more than a year now. Throughout the pandemic I managed to save money to cover my car insurance, new tyres and my dentist treatment without having an impact on my day-to-day outgoings. I'd recommend it to anyone who wants to save money for the holiday plans, the special birthday, etc. without having to access one's ISA or other long-term saving instruments. Reviewed on: 10th March 2021

Great app

Easy to use and easy to save money. Reviewed on: 10th March 2021

Simple, streamlined saving

Couldn't be simpler to save with chip and the money they have saved from advertising had meant they can offer a great level of 'interest' on your savings. Reviewed on: 10th March 2021

Great rates, clear ts and cs

Chip is simple and easy to use, and most importantly, you know what you'll get out of it. More banks could do with being this clear about what their products offer. Reviewed on: 10th March 2021

Easiest savings app with best returns

The CHIP app has made it so easy to set savings goals and exceed my savings targets without evening noticing. They also offer amazing returns, simply for introducing a friend to this fantastic product with CHIP+1. I was happy to share the love and my friends love it too. Reviewed on: 10th March 2021

Chip - a great way to save

Easy to use app that makes saving easy and gives good interest Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Mobile Wallet
from bibimoney 5.00 from 1 reviews
Payments
from Square 5.00 from 1 reviews
Personal finance app
from Snoop 4.89 from 11119 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 257 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub