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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Outstanding "set and forget" saving

Chip is the app I have recommended more than any other. It's absolutely brilliant and turned me from someone who struggled with saving to someone who lives by it. It's all in your control but it's understanding of my monthly spending allowed me to set and forget almost instantly after I first downloaded it and linked it to my bank. Nearly 3 years later and it's still ticking over nicely. I can put money away manual as well as automatically and I'm able to pull money out to pay for the odd unexpected expense here and there whilst I continue to save for a flat deposit. Outstanding. Reviewed on: 10th March 2021

Great for helping you save regularly

Chip is easy to use and has helped me put away small amounts of money regularly using its automatic system. It currently also offers a 1.25% bonus paid quarterly on all your savings giving you a good return on your money compared with other accounts. The app is easy to access, meaning you can put in or withdraw money easily. Reviewed on: 10th March 2021

Brilliant Savings App

The Chip App makes saving easy, seamless and in the background. No effort needed! Reviewed on: 10th March 2021

Best saving app!

What's not to love about chip? Great auto save algorithm, good looking app, instant access to funds. Best rates on the market too! Reviewed on: 10th March 2021

Best easy. Access rate

It’s a bonus, not interest & it doesn’t accumulate, but you won’t beat 1.25% on 5K. Chip is still available, so go for it before they reduce, it’s the Chip+1 account Reviewed on: 10th March 2021

Just excellent

Never been so easier to save with the CHIP app just fill in your details and you have started saving Reviewed on: 10th March 2021

Great concept

CHIP is great for people who have difficulty saving themselves. The AI know just the amount to 'take' for savings that people save without really 'feeling it'. Furthermore the interest of 1.25% is great up to £5,000 Reviewed on: 10th March 2021

Changed my finances

I’ve saved almost £5000 now and not really noticed it happening. Chip has revolutionised the way I save. Reviewed on: 10th March 2021

Easy to use, good rates.

Simple to use, good interest rates, clever savings suggestions. Reviewed on: 10th March 2021

Great for short term savings

I have been using Chip for more than a year now. Throughout the pandemic I managed to save money to cover my car insurance, new tyres and my dentist treatment without having an impact on my day-to-day outgoings. I'd recommend it to anyone who wants to save money for the holiday plans, the special birthday, etc. without having to access one's ISA or other long-term saving instruments. Reviewed on: 10th March 2021

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