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Chip: Savings App reviews

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4.94
Based on 18,211 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18211)

So Easy to Save

5
Have saved more than I ever have in my life with the App and now making good interest with the competitive savings accounts. Reviewed on: 10th March 2021
ejmo101214@gmail.com's avatar
[email protected]

Amazing

5
Chip is so good, its helped me save so much money without having to do anything as it calculates how much i can take out of my account. Absolutely couldnt live without it Reviewed on: 10th March 2021
jaydenthelwell@icloud.com's avatar
[email protected]

Have used this since it launched and have saved well over 10k since. Its amazing

5
I was an early adopter of Chip and it hasn’t let me down. I have watched it evolve over the years and it’s been great. Helps you save without even thinking about it and the market leading rate sweetens the deal! I work in Savings for another financial institution so would like to think I know my stuff - but these guys and gals have it nailed! Great stuff! Reviewed on: 10th March 2021
Phillips120's avatar
Phillips120

Changed me life

5
Quite simply, Chip put me in charge of my finances. It gave me stability and confidence in my saving ability, and I’m forever grateful that I stumbled upon it. Reviewed on: 10th March 2021
Tom O's avatar
Tom O

Great savings app

5
Easy to use, sit back and save automatically small regular amounts quickly add up and you don’t really miss the money being saved Reviewed on: 10th March 2021
Paul Russell's avatar
Paul Russell

The best saving app on the market!

5
I’ve never found it easy to save until I discovered Chip. You can put money aside without even trying. Honestly the best app there is! Reviewed on: 10th March 2021
Hary's avatar
Hary

Great rate and app

5
Really love the Chip app and the rate is great too. Reviewed on: 10th March 2021
Gord's avatar
Gord

Interest rate seems good and easy to set up

3
Interest rate seems good and easy to set up. Mobile app could do with a lot of work as it is not easy to get answers to basic questions I frequently have, such as "When will I receive interest payments, and how much will they be" Reviewed on: 10th March 2021
Christopher Alcock's avatar
Christopher Alcock

An easy way to save

5
I love this app! The automatic saving AI means I easily save so much more than I normally would. Plus the interest rate is really good. The app is easy to use too Reviewed on: 10th March 2021
Sarah Johnson's avatar
Sarah Johnson

An excellent saver

5
Chip is excellent at achieving and exceeding my savings goal, I reached my savings target within 3 months without noticing the amounts it was saving. Highly recommended. Reviewed on: 10th March 2021
Jon's avatar
Jon

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