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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great app

Easy to use and easy to save money. Reviewed on: 10th March 2021

Simple, streamlined saving

Couldn't be simpler to save with chip and the money they have saved from advertising had meant they can offer a great level of 'interest' on your savings. Reviewed on: 10th March 2021

Great rates, clear ts and cs

Chip is simple and easy to use, and most importantly, you know what you'll get out of it. More banks could do with being this clear about what their products offer. Reviewed on: 10th March 2021

Easiest savings app with best returns

The CHIP app has made it so easy to set savings goals and exceed my savings targets without evening noticing. They also offer amazing returns, simply for introducing a friend to this fantastic product with CHIP+1. I was happy to share the love and my friends love it too. Reviewed on: 10th March 2021

Chip - a great way to save

Easy to use app that makes saving easy and gives good interest Reviewed on: 10th March 2021

Easy to use

Well designed app, easy to use and trustworthy. Reviewed on: 10th March 2021

Genius banking

Intelligent banking that does all the hard work for you squirrelling away savings. Barely notice what Chip takes and it’s adding up. Reviewed on: 10th March 2021

A push towards smart saving

Chip’s promise of a 1.25% savings as well as the ease of saving, transferring and withdrawing money from the app is the bank of the 21st century. Reviewed on: 10th March 2021

Set and forget saving made super easy

I've saved so much using Chip. It has helped me set aside money for esentials and also save for the future. It's behavioural economics at its most simple - set and forget - and I trust Chip never to put me in hot water by taking too much, its machine learning is uncannily accurate. Reviewed on: 10th March 2021

Hip hip - Chip

Chip banking was recommended to me by my daughter. They were offering a better savings interest rate, specifically on sums up to £5,000, which was one of the reasons I chose to save with Chip. It is very easy to manage your money with Chip and the information on the app keeps you up to speed on how your savings are looking. It’s a definite thumps up from me. Reviewed on: 10th March 2021

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