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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Wonderful experience

5
Very happy with the app, for a very short time i have saved money and I didn’t even realise it and was a great thing! Reviewed on: 10th March 2021

Great way to save

4
So easy to save with this App, which I've found really helpful in the current time of such financial uncertainty. Great to feel more in control of my money with chip. Its taken a bit of the stress of the last year away. Reviewed on: 10th March 2021

Easy app

5
Super easy to use app that helps you save. Reviewed on: 10th March 2021

Turn on and forget savings made easy

5
I’ve found chip to be very easy to use and have saved money without having to think about it. You can literally set it up and foget about it, you don’t notice it working and it soon builds. I’m kept up to date with any savings and the app is clear and straightforward to use. I think Chip works really well. Reviewed on: 10th March 2021

Great rate

5
i joined chip as an investor and saver and Iam happy to be both Reviewed on: 10th March 2021

Efficient money saving

5
A great way to save your money without feeling restricted as Chip calculates how much you can afford to save each month without feeling it! For me it’s also the fact that you don’t have a bank card with Chip so makes it easier to keep your savings in place. Already recommended to friends and family! Reviewed on: 10th March 2021

Great money saving

5
Able to save money easily and responsibly Reviewed on: 10th March 2021

Best Savings

4
Chip automatically saves for you which saves some hassle for organising your finances. You can adjust the saving features so you can tailor it to your needs. It helped me out in saving for some of my goals. Reviewed on: 10th March 2021

Once set-up, account is easy to use

4
Once set-up, account is easy to use. The benefits of regular saving could encourage folk not used to saving on this way to give out a go. So, probably a helpful App... Reviewed on: 10th March 2021

From rags to riches

5
I have saved so much since using this app! Before CHIP I couldn’t even save 10p! Nothing has changed but somehow I have saved more than 2k. I played around with the settings and typically leave it at the highest one.. customer service is excellent and respond quickly!! I’ve tried all the budget planning but this app is the one tool that has really helped me Save.I would highly recommend CHIP.. what do you have to loose? Reviewed on: 10th March 2021

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