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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Slick and quick.

I’d read good things about Chip on Money Savings Expert and after a little research, I was convinced it was a pretty nifty savings app that offered great interest rates for the first £5000 and then a clever way to ‘chip’ away at my bank account and squirrel funds into a savings account that seemed to grow quickly without my having noticed. It takes control...if you want it to, and becomes your ‘automatic’ personal financial advisor, encouraging you to save not spend and to manage without stretching your limits. It’s responsive and it’s obvious that as Chip grows as a company, so will the services and support it offers. It’s a little like a Smart Watch but for your finances rather than your fitness. I like the goals, the options to save as much or as little as I like, the clarity of the communication and the quick response of the support team. All in all, I think Chip is a grower and will continue to go from strength to strength. Reviewed on: 10th March 2021

Changed my savings!

I never had any savings prior to chip, a friend recommended I set it up. It started saving quite large chunks of money for me and quickly made me realise just how much I could be saving. I ended up setting up regular, large saving deposits into my account and I am now on my way to saving for a house deposit! Reviewed on: 10th March 2021

Nothing quite like it

Chip is a powerful software that sorts out automatic, and smart, savings based on current credit in a chosen account and your outgoings. They have recently allowed users to invest in their company, and are now offering very lucrative interest rate on the in-app saving account, which is a welcome bonus in these economic climes. Their user interface is simple and easy to navigate. In the odd times I have queried with their help desk, I get responses in a written format (good for paper trail and, hard of hearing!) within an hour. The responses are easy to understand and have limited jargon. When wanting to withdraw money, it gets to your linked bank account promptly, even over a weekend. Reviewed on: 10th March 2021

Useful savings pot

I don’t use the AI Auto Saving feature of Chip+1, for me it’s just a great rate on a lump sum, but I can see it could be a useful means to save without noticing Reviewed on: 10th March 2021

Amazingly easy

I’ve used chip for just over a year and have saved 10k! I forget it’s there most of the time I absolutely couldn’t rate it enough, so easy to use and so easy to save what you can afford. Reviewed on: 10th March 2021

Recommend

It’s an easy app and the online chat is great if there are any problems, Reviewed on: 10th March 2021

Best savings app

Really well put together app, with great support and features. Helped me saved thousands of pounds so far and will no doubt continue to help me save. Reviewed on: 10th March 2021

Easy to use

Easy to use app. Good return compared to other banks Reviewed on: 10th March 2021

Brilliant savings idea

Using AI to encourage a basic savings attitude is brilliant. Chip does all the work in the background and results in regular savings pattern with competitive interest rate on top. Reviewed on: 10th March 2021

Handy fast and helpful

Handy for new savers, fast to give money back. And very easy to use. Reviewed on: 10th March 2021

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