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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Game Changer!

Great savings app. Have managed to save more money than I would have done on my own- and without even noticing! Reviewed on: 10th March 2021

Fantastic App and highly recommends

Really slick app and so easy to use. Has really made saving so easy. Reviewed on: 10th March 2021

Savings made easy

The Chip savings app is super user friendly, easy to navigate and, most importantly, very clever. I've always struggled to save money but Chip does the hard work for you and I'm really enjoying watching my savings build up with no effort from me required whatsoever! Reviewed on: 10th March 2021

Great App

Simple to use, efficient and compelling way to save. Reviewed on: 10th March 2021

New to CHIP

I only just started using CHIP and already benefiting from the 1.25% interest rate on up to £5000, the app is so simple to us as well Reviewed on: 10th March 2021

Great app and interest rate!

This app makes saving super easy and gives you a great interest rate! I’m really happy with my account so I recommend others to have a look! Reviewed on: 10th March 2021

Save without realising

Since Chip, I managed to save enough to feel happy that I have a good size buffer of money for various house needs. The most important thing is that I don't even notice that I am saving. Everything is seamless and straightforward forward, just the way banking should be. Chip is amazing. Reviewed on: 10th March 2021

They make savings sweeter than honey

Able to manage savings to help me pay off my debts and save towards holidays and other projects. Reviewed on: 10th March 2021

Simple and easy to use savings app.

Good to use the savings app to do banking without having to go into the branch or the need to call the bank. There are so many choices on the saving apps and even an option to create saving goals. Reviewed on: 10th March 2021

Quality Product, Highly Recommend

Been using chip since it was released, forward thinking, great service, constantly improving Reviewed on: 10th March 2021

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