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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy money

So easy to save without realising. Intelligent, simple and user friendly. Reviewed on: 9th February 2020

Saving up as never been easier!

Chip has taught me that saving is painless and everyone can do it, regardless of income. The app is excellent and easy to use and the humorous messages I get from Chip makes a nice difference from the normal stuffy ones from general banks. Getting a notification from a bank has never been more pleasant! Reviewed on: 9th February 2020

Save without thinking!

I just LOVE Chip - you save without even thinking about it. I’ve just booked a holiday to Dubai thanks to Chip! Reviewed on: 9th February 2020

Perfect and painless way to save money without even noticing.

Chip has allowed me to save. A large sum of money almost invisibly as it’s so clever at taking small amounts little and often and has never left me without the money I need. Super easy and super painless. Reviewed on: 9th February 2020

Saving made easy

It's so easy, takes manageable amounts each month, before you know it you have saved for that special treat. Reviewed on: 8th February 2020

Effortless savings

I've used Chip for the last 2 years and have saved over £1000 without even feeling a thing. It's great to have a little pot of money that I can use for emergencies - and it has certainly come in handy when I've needed a bit of extra cash to cover an unexpected expense. The user experience is simple and easy to use - I've recommended Chip to all my friends and family! Excellent app and really grateful for the fact that it is free, and that the customer service team are always on hand to help. Reviewed on: 8th February 2020

Life Hack.

First time actually saving money since I was 9 and had a piggy bank. Forgot I had the app and just found a grand in there, hello holiday!! Reviewed on: 8th February 2020

Simple and effective

The best way I have found to save money; savings are affordable and so I’m less likely to find myself dipping into savings and depleting them. I can amend the level so I am in control of my money and it’s management. Reviewed on: 8th February 2020

Great, automatic, user friendly saving!

I started using this a year ago, am mainly part-time and self-employed, but this is so easy! In addition to any manual savings I might do, Chip's algorithm just works out how much I can afford to put aside that week without feeling the pinch. Really comes in handy for a rainy day, and you end up saving hundreds of pounds pretty quickly without even thinking about it! Reviewed on: 8th February 2020

Easy savings

Having always been bad at saving money, Chip takes money from my account that I’d never notice was gone and within 12 months I’ve saved over £1000. Definitely the way forward for the future. Reviewed on: 8th February 2020

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