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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Effortless and Friendly

5
I've been able to save far more successfully, without even having to think or be organised like a proper adult. You can build up your finances without noticing the money leave your account, thanks to the AI tech doing a cracking job of assessing your spending each week and adjusting appropriately. Wonderful customer services team too with a friendly and delightfully GIF heavy interface. Looking forward to the next phase with ChipX! Reviewed on: 8th February 2020

Easy Savings

5
Chip is fantastic it does all the work for you. Has been brilliant and so easy to save for those little luxuries Reviewed on: 8th February 2020

My wonderful chip

5
Such a effortless and easy way to save money. Simply calculates what you can afford and sorts it out. Makes saving fun and exciting with a great sense of humour app that never fails. Saved for many great holidays using this app. Reviewed on: 8th February 2020

Saving without trying

5
Just left chip running in the background and before I knew it I had saved over £800 highly recommend Reviewed on: 8th February 2020

Amazing

5
Such a clever little app that saves for me so I don’t have to worry - the interest rates are great too! Reviewed on: 8th February 2020

Saving made super easy

5
Chip takes the hassle out of saving and teaches you just how much you can live without every week / month. It does the work for you, super easy to set up and it just runs & works Reviewed on: 8th February 2020

Maximum benefit minimum effort

5
CHIP has been an amazing company for me I can carry on with my everyday life and know they are working away in the background putting little bits of money away each week. Ive been able to buy my wedding dress with no worry and am continuing to use it to save for the rest of my big day. Reviewed on: 8th February 2020

Easy saves

5
It's really easy to save money and earn some interest in that money without doing nothing. Reviewed on: 8th February 2020

I save without realising it!

5
Good automated saving app to put away a stash for that rainy day! Reviewed on: 8th February 2020

Fabulous

5
So easy to maintain and watch your savings grow without much effort. Highly recommended!! Reviewed on: 8th February 2020

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