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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

On.sessed.

I’ve never saved a penny before Chip, and in the last two years I’ve saved almost 12k. You have no concept of how impossible that was to me two years ago and I’ve not even noticed it! Reviewed on: 8th February 2020

Great way to save

You hardly notice but you suddenly have a savings pot Reviewed on: 8th February 2020

Great saving tool

I love chip not only it helps me save money without even me noticing most of the time, their app is pretty cool too. Very up to date with current modern world. The emojis and gifs makes me laugh which is always a plus!!! Love it Reviewed on: 8th February 2020

So handy

Chip is great because it just runs in the background and I barely notice it. You can adjust the savings levels and even pause saves Reviewed on: 8th February 2020

Great rainy day saving

I like chip because you don’t even notice you’re saving. You can not look at it for a few months and suddenly you’ve built up a nice rainy day savings pot without even trying. Reviewed on: 8th February 2020

Secret

I am terrible at saving but chip in a way secretly saves for me in the background and when things like my MOT comes around or I have a big expense it’s there to help! I have recommended it to so many friends! Reviewed on: 8th February 2020

Hassle free savings

Chip helped me a lot for my five percent deposit for my first house. It saves without you feeling the burn. Particularly helpful for people who are struggling with the disipline required for saving money yourselves. High rate of interest on savings was also very helpful. Reviewed on: 8th February 2020

Effortless savings

Just let the app use its innovative algorithm to predict what you can save and it does it all for you. Reviewed on: 8th February 2020

Here I come New York!

I want to take my daughter to New York - I’ve always promised I’d take her for her 18th birthday. Within a year of using chip I have saved enough to keep my promise and haven’t even noticed the money leaving my account. Reviewed on: 8th February 2020

The perfect solution for todays problem

I’ve never been able to save money, I can put it away but it always comes out again at the end of the month. And I think it’s because I know I have that money spare. It’s there to be spent right? Well with Chip I can forget about it. It saves money without me having to actually do it myself. Reviewed on: 8th February 2020

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