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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great

4
Great saving app, only takes what I can afford, and allows savings pause at any time. Reviewed on: 8th February 2020

Easy to use, easy to save, just plain easy

5
As someone who is terrible at saving, Chip has done something I thought impossible. I have saved over £1000 pounds in under a year, without lifting a finger or feeling a negative financial effect. Simply marvellous Reviewed on: 8th February 2020

Positively the best way to save without pain.

5
Chip have encouraged me to put money aside for 'rainy day' items. I love it! Reviewed on: 8th February 2020

This app has shown me that I can save money

5
I’ve never been able to save money, always spending it on unnecessary items! With this app I’m slowly building up for a deposit for a house which it should reach in just under 5months. This was a far cry from what I could ever imagined a year ago! Brilliant and simple app, still think there are some slight improvements to be made, but I don’t have any gripes! Reviewed on: 7th February 2020

Very good

5
Very good prestation, customer service and usability Reviewed on: 7th February 2020

Saving surreptitiously

4
Painlessly I have saved in the past year. Chip are a unique combination of the modern and the old. Algorithms which calculate when I can save.... plus daft clips of animals/ last decade comedians giving my (Chip’s) saving efforts a high five. Reviewed on: 7th February 2020

Ingenious savings

5
Super easy to use and save money. Great support in the app. Reviewed on: 7th February 2020

Slowly piling up

5
By taking weekly amounts that go unnoticed you end up with a nice lump sum! Reviewed on: 7th February 2020

Game changer!

5
I’ve saved a few thousand pounds over a year or so. I’m not good with money or saving so this has been brilliant for me! Reviewed on: 7th February 2020

A great way to put money away

5
As a family we have tucked away enough to really enjoy a holiday and are saving up for our next one. We don’t have to think about it, it is amazing how it builds up Reviewed on: 7th February 2020

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