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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Helps you save without effort

I love chip and have recommended it to a bunch of people - as a PhD student with an irregular income, I love that I’m still managing to chip small amounts away even when things are tight! Reviewed on: 7th February 2020

Real savings made easy

In a world where it’s sometimes too easy to spend Chip is a genuinely effective savings app to help you save in an effective way for whatever your personal saving aspirations are - real savings made easy. Reviewed on: 7th February 2020

Smart, simple, saviours!

Thanks to chip, I’ve saved up a huge lump of my OWN money that I can now use for my holiday without feeling like I’ve saved up for a holiday! Best thing ever since sliced bread Reviewed on: 7th February 2020

Simple, stress-free savings

Chip saves me money without me even thinking about it. I check the app every now and then and find I've got an extra 100 pounds that I' would have otherwise spent from month to month. Notifications allow me to stop the transaction If I have to. But quick and easy withdrawals mean I can dip into my emergency savings when needed. I would never have saved this money if I had to do it myself. Great interest rate. Super easy to use, because well you don't even have to use it. It just does the work for you. Set goals for holidays and birthdays and withdraw quickly with a simple request. I can't believe banks don't just do this for you. Its brilliant Reviewed on: 7th February 2020

Brilliant app for saving

So easy to save without even realising you are. Been essential for me to save for holidays etc. Reviewed on: 7th February 2020

Helps me save without even trying

The app is slick and easy to use. Within a matter of months I have saved more more than I ever could have on my own. Thank you Chip! Reviewed on: 7th February 2020

Made saving easy

I have recommended Chip to several people who now also use the app, it has made saving easier for me, meaning as I family we can put that money towards holidays. Whenever I have had any query they have been answered quickly and by a friendly member of staff who has explained things clearly for me. Reviewed on: 7th February 2020

Easy to use and very effective

Don't even notice how much you save,takes the stress out of it Reviewed on: 7th February 2020

Sneaky Savings

Sneakily helping me to save for fun stuff. Reviewed on: 7th February 2020

Really nice and helpful

I find it extremely useful and easy to use. Reviewed on: 7th February 2020

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