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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

It saved my savings

I was spiralling into a financial hole. Spending money I didn’t need to on things I didn’t need. I never really managed to put away money as I always felt like I’d attempt to save too much and need it again. Or too little to make a difference. Having it come from my account without thinking made me reframe saving as a normal expense. Except at the end of the month it was all still there! I’ve now managed to get out of all my debts and start a proper adult saving system. Thank you chip! Reviewed on: 7th February 2020

Saving So Simple

Their system makes regular saving simple and affordable. Based on my account balance an appropriate amount is debited. I can decline. I can save for a goal (Income Tax Reviewed on: 7th February 2020

Fantastic way to save when I thought I couldn't afford to

The Chip automatic savings calculator is a really brilliant way to save a few pounds each week and see it add up. It's easy to access if you need to withdraw funds, and the help team are quick to respond and solve problems if and when they arise. I'm so grateful to this app for helping me get on top of my saving. Reviewed on: 7th February 2020

Chip app

Omg this is the best way I have ever saved money , money is taking from my account and I don’t even know I had it . Then adds up to major savings best app ever ! Reviewed on: 7th February 2020

Great app, saving without noticing it!

Makes saving easy, putting away amounts you can afford periodically. It’s always a nice surprise seeing what you’ve got stashed! Reviewed on: 7th February 2020

Life saver

Saves money, and I don't even notice it leaving my bank. It really is perfect. Reviewed on: 7th February 2020

Make you appreciate your money

Started saving with Chip over a year ago and the service and system is second to none. It’s like being part of a family, a family that helps you save. There is a feeling on informality yet professionalism. Well done Chip keep up the great work and so will I. Reviewed on: 7th February 2020

Easy money

I've been saving with CHIP for over a year and have saved for 3 holidays a bike and a training course. It's an excellent and simple way of focusing on saving Reviewed on: 7th February 2020

Brilliant way to save

Love the way it calculates savings for you and I would not be able to save any other way. Do not notice you are saving. Brilliant and easy to use app Reviewed on: 7th February 2020

So easy to save!

It’s so easy to save money without realising with the automatic saving! Reviewed on: 7th February 2020

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