Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Solid choice

4
Good start to the early life of app with lots of character. Will need to diversify and continue to innovate to survive. Reviewed on: 7th February 2020

Making the impossible possible!

5
My partner and I thought buying a house together was completely out of our reach, but through using chip we're actually getting there! Hopefully start looking this time next year. All without feeling the pinch, thanks to Chip! :) Can't thank you enough for helping us 'adult'! Reviewed on: 7th February 2020

A must-have

5
Makes saving so easy. You will be amazed how easy it is to save without missing it .. Reviewed on: 7th February 2020

Great way to save

5
Love that I'm saving without really knowing it. Every little bit helps and I'm not struggling to save. Reviewed on: 7th February 2020

Fantastic app and so easy to save up money

5
Great app for saving money, just set it up and chip does the rest! Reviewed on: 7th February 2020

Great easy to use Saving App

5
Chip is a very user friendly saving app which makes saving money effortlessly. Would recommend! Reviewed on: 7th February 2020

Best App Out There

5
Absolutely love this app! It takes small amounts without you even realising! I check it every couple of weeks and am always surprised at how much it has racked up. Highly recommend to anyone that is bad at saving! Reviewed on: 7th February 2020

Easy money saving for newbies

5
This app taught me how to start saving and started a new love in my life! I absolutely love saving now and since I started chip I've managed to save £1000s. Reviewed on: 7th February 2020

Saving without even noticing

5
This has really helped me manage to save without even thinking about it. It Chips away at your banks account and sweeps it across in amounts that you really don't notice or miss. Absolutely love this app. Thank you Chip. This has really helped me achieve my savings goal in a really quick timescale. Once again, Thankyou!!! Reviewed on: 7th February 2020

Saving for refugee volunteering

5
I saved enough for flights and accommodation to be able to volunteer at Moria camp in Greece. Chip is a great app to save up for something like this without noticing. Reviewed on: 7th February 2020

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products