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Chip: Savings app reviews

4.87
Based on 18,460 reviews, last reviewed 19th Aug 2026
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18460)

Easiest way to save

5
Effortless saving that seamlessly integrated into my life Reviewed on: 7th February 2020

Really thoughtful!

5
Chip makes it really easy to save money without thinking about it at all! Reviewed on: 7th February 2020

Such an easy way to save!

5
You can tweak the app to make savings just right for you. Simple to use, people friendly and great communication. Highly recommended! Reviewed on: 7th February 2020

Not just for millenials

5
Useful budget tool. Ridiculously easy to save painlessly for any given treat/event. I use it to save for train and a fabulous day in London visiting my Son. Reviewed on: 7th February 2020

Great Idea to Help Save

5
This is a great app which helps stash money away for you and is easy to withdraw when you want. The goals you can set as well is another great idea and the app is easy to navigate around Reviewed on: 7th February 2020

Amazing!

5
I’ve managed to save over £2000 in a year without really realising! Reviewed on: 7th February 2020

Best money saving app!

5
I’ve saved over £500 which I would have frittered away since November Reviewed on: 7th February 2020

Solid choice

4
Good start to the early life of app with lots of character. Will need to diversify and continue to innovate to survive. Reviewed on: 7th February 2020

Making the impossible possible!

5
My partner and I thought buying a house together was completely out of our reach, but through using chip we're actually getting there! Hopefully start looking this time next year. All without feeling the pinch, thanks to Chip! :) Can't thank you enough for helping us 'adult'! Reviewed on: 7th February 2020

A must-have

5
Makes saving so easy. You will be amazed how easy it is to save without missing it .. Reviewed on: 7th February 2020

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