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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Amazing stress free savings app

5
Could not be easier to use, a lifesaver. Reviewed on: 7th February 2020

Great little saver

5
It’s helped me save money that I otherwise would of never saved. Reviewed on: 7th February 2020

Secret savings!

5
This app is amazing. It takes a little bit a few times a month, never a noticeable amount, and I’ve saved nearly £2k in 2 years! Reviewed on: 7th February 2020

Cant believe everyone isn't using this!

5
I can't believe more people don't use this. Since I opened my account a couple of years ago I've saved over £10k - I just couldn't have imagined doing that without Chip. And a decent interest rate too! A great way to manage your money. Reviewed on: 7th February 2020

Fantastic

5
Chips has helped me achieve so much, I’ll never stop using it Reviewed on: 7th February 2020

Savings

5
So happy I signed up to a chip account! It’s completely free, and has helped me saves £1000’s without feeling it, I can use some of this money towards my first mortgage! Reviewed on: 7th February 2020

Fantastic savings made easy!

5
I simply love this app! Super easy to use... I’ve always found it difficult to save but this ingenious app has helped me save for two holidays. I would recommend to everyone...just set up a saving pot and chip does the rest.....just wish you guys had been around 20 years ago! Reviewed on: 7th February 2020

Amazing

5
I have been on Chip for 2 years and I have saved up money without even trying. Reviewed on: 7th February 2020

Chip Savings

5
Easy to set up and simple way to put money away Reviewed on: 7th February 2020

Superb

5
Genuinely changed the way I handle money, making saving effortless and thus giving me the freedom to pay for things like car insurance and Christmas without getting into debt. With Chip, I save up throughout the year and have the money available when I need it. Reviewed on: 7th February 2020

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