Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

View other Chip products

4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18463)

Easy

It couldn’t be easier once you’re set up. And there is no guilt trip if you decide to move money back out which I love. Reviewed on: 7th February 2020

My saving budy

Love this app. I’ve paid off my credit card and save for holidays without even noticing! Reviewed on: 7th February 2020

It just works

No effort to get lots of help on saving Reviewed on: 7th February 2020

Effortless saving

Really helps to build savings without thinking. Goals are helpful Reviewed on: 7th February 2020

Super simple savings

Between manual saves and auto saves, I've put away around 4.5k in one year, at least half of that from auto saves alone. And it was totally painless! Reviewed on: 7th February 2020

Savings

So easy to save. Hardly notice the money coming out of my account Reviewed on: 7th February 2020

Easy, fun, don't need to think about it

Easy, fun, don't need to think about it. Money is automatically saved without me needing to think or do anything. In this day and age when lives are so busy this is great! Reviewed on: 7th February 2020

Safe, secure and easy

I found chip very easy to set up, link to my account and have had no issues whatsoever. It's safe. Get plenty of notifications about any savings etc so it's easy to keep track of and also easy to withdraw money should you need it. Reviewed on: 7th February 2020

Saving made easy

Set-up a goal and then you can sit back and watch the cash stack up. Very addictive and unobtrusive. Not once has it taken more than I could reasonably afford. ChipX looks to be quite the thing and should open up micro-lending to thousands of people in the UK. Reviewed on: 7th February 2020

Easy, flexible and requires no effort

Chip is a great app. I've saved money without even having to think about it. The small amounts transferred from my bank account every few days really add up before you know it. I love setting goals and seeing my savings grow and always have the option to stop a save if I know I'm going to be spending outside the norm. Also impressed with the speed of transfers back to my account. If I need to access my savings they're back in my account before I know it. Reviewed on: 7th February 2020

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Checking Account
from Chime 4.79 from 2 reviews
Payment Provider
from Cash App 0.00 from 0 reviews
Comparison site
from Mintify 0.00 from 0 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1045 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub