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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Best Savings account

A great forward looking company offering the best Savings product and expanding now into loans. Reviewed on: 7th February 2020

So easy to save

Chip has made saving so easy. Just a few clicks to get set up and then you leave it to do it's thing monitoring your bank and transferring savings out in manageable and unnoticeable chunks. I was sceptical at first, but honestly I've not had any auto saves cause me any problems and I'm building up a nice saving balance. Although it's easy to get your hands on the cash, it's really handy to have the savings squirreled away somewhere different to your main bank. Brilliant. Can't fault chip at all. Reviewed on: 7th February 2020

Brilliant !

This app has changed my life ! I have never been able to save until chip came along. The customer service is also so helpful and quick! Reviewed on: 7th February 2020

Ninja saving!

I love that it just squirrels away the pennies, it all adds up quickly! I just set it up and ignore it for a bit and then log in to see the pot has grown. It’s so satisfying and so easy to cancel a save if you know you can’t afford it that week. The app is so easy to use and it’s also made me more conscious of what I am spending. I made my sister sign up, she is notoriously awful at saving money, she’s never been able to do it in her entire life and now at age 39 she’s obsessed with saving and has stopped “spending money on nonsense”. Who knew I only needed to get her a sneaky savings app to Stop her buying shoes Reviewed on: 7th February 2020

Fantastic service

I started using chip a while and have managed to save money without really noticing enabling me to pay off debts and put money towards a the legal fees whilst buying my house. I have recommended chip to friends and everyone that uses it loves it Reviewed on: 7th February 2020

Easy to forget about!

Chip takes all the stress out of saving money. It's easy to use, and easier to forget about - perfect for building a savings pot if you're a natural spender like me. I would recommend it to anyone struggling to put money away each month. Reviewed on: 7th February 2020

Flaming brilliant

I was the worst saver in Surrey. No matter how hard I have tried, I always manage to dip into anything I have, by some miracle, managed to put away that month. Chip has changed all that and I get such a buzz out of watching my savings grow week on week. This app has changed my life and I am forever grateful Reviewed on: 7th February 2020

Superb painless savings app

I’ve saved over £5000 without noticing. My whole family uses it and loves it. Reviewed on: 7th February 2020

CHIPS HAS CHANGED MY LIFE FINANCIALLY

When I signed up to chip I was very skeptical about connecting my bank details to a new app. I wasn’t saving at the time and didn’t believe I had any money to save, I was wrong. At first i would consistently take note of how much money was being taken and felt nervous that I would feel the loss. Again I was Wrong! Within 6 months I had saved extra money to clear small debts, treat myself to a first sister holiday to Croatia and with that became more conscious of what I spent on a daily basis I even added to the saving pot when I felt the urge. 1 + years Its help me clear my student loan and I’m now totally debt free and out of my over draft with the help of CHIP! The service is fantastic! I have encouraged 4 others to sign up to it whom all agree and I’m now a small share holder because it’s a company I try believe in and that has changed my financial life! Reviewed on: 7th February 2020

Grand savings app

I really like the app, it makes it really easy to save just in general or for a set goal. The one time I had an issue their customer service team got back to me really quickly and the issue was sorted within 24 hours. Reviewed on: 7th February 2020

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