Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Great savings

5
Great way of saving without even thinking about it. You receive a text and you decide if you want to save that amount or you not. Reviewed on: 6th February 2020

Making Saving Simple

4
I've always struggled to put money aside each month. The Chip app takes away the hassle by combining saving with regular payments, so I treat it like a weekly outgoing. Another feature which attracted me to the app was a higher savings interest rate than top street banks. Overall, I've found the Chip app is easy to navigate, and it is updated all the time with new features. I've already recommended the app to friends as a way of putting money aside for a rainy day and look forward to the new products Chip offers in the future. Reviewed on: 6th February 2020

Easy to use

5
Easy to use app that makes saving easy Reviewed on: 6th February 2020

Amazing way to save !!!

5
I had never heard of Chip until I saw an ad on facebook for a rival ap. I did some homework and chose chip, it is an amazing way to save money without actually missing it from your back account !!!! I cant recommend enough !!!! Reviewed on: 6th February 2020

Good savings app

5
Seamlessly taking money from my current account and saving it, great to put away a small stash without noticing Reviewed on: 6th February 2020

Nice and Easy

4
This had been an amazing app which has helped me clear my overdraft. It's so simple and I didn't even have to think about saving the money myself. Like the title it's nice and easy. Reviewed on: 6th February 2020

Great Savings app

5
Great savings app, helped me save for a holiday in no time. Reviewed on: 6th February 2020

Excellent money saving tool

5
Makes everything so easy and without much effort saves a nice amount of money! Reviewed on: 6th February 2020

So easy!

5
Takes all the thought and stress out of saving. I’ve managed to build up a pot without noticing. Reviewed on: 6th February 2020

Helped a non saver save

5
I think it’s a great app, it helped me save for many things, mainly an engagement ring which I would have never been able to do without the app. It’s simple and easy to work with good access to your funds Reviewed on: 6th February 2020

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products