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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Really easy way to save for holidays

5
Chip has been a really easy and useful way to save little bits without even thinking about it. After a few months, it’s enough to pay for a flight! Reviewed on: 6th February 2020

Good savings app

4
It works. Withdrawing is straightforward and quick too. Reviewed on: 6th February 2020

Making the impossible possible

5
I’ve struggled to establish savings for the last 10years & finally along came chip. It’s instant access for both saving & withdrawing has taken the stress out of the process. The fact that I can manage the weekly amounts means a steady & affordable amount is put away regularly. It’s been an absolute life saver. Reviewed on: 6th February 2020

Great idea well executed!

5
Really easy way to save without realising! Fills a great niche Reviewed on: 6th February 2020

Easiest way to save

5
Money comes out my account every few days and I can set how little or how high I want to save and I never notice it leaving my account! It’s the easiest way to save. Reviewed on: 6th February 2020

Amazing savings app

5
Chip has helped me save so much! It’s enabled me to go on holidays and save for a house that I otherwise could not have done. I will always use chip Reviewed on: 6th February 2020

Great savings app

5
Great savings app with innovative features and potential to become as successful as monzo and revolt. Reviewed on: 6th February 2020

Most amazing banking app!?

5
Over the years the chip app has become my friend and confident, i have fallen in love with the seamless auto saves n other little perks and incentives. Reviewed on: 6th February 2020

Perfect saving assistant

5
Very easy to save with. Exciting products coming in the future (Hopefully) Reviewed on: 6th February 2020

Best Savings App

5
I’ve been using the Chip app for just under 18 months and in that time I’ve been able to save for holidays to Las Vegas and New York (with another Vegas trip arranged for March 2020!). The app takes care of everything; I don’t notice the money being taken from my bank account and in a very short time I have a substantial amount saved! I couldn’t recommend the app more; I’ve already persuaded numerous friends to open accounts! Reviewed on: 6th February 2020

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