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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Fantastic sneaky savings

5
Fantastic service for savings without really noticing money is being squirrelled away. Works seamlessly with your bank. Also great emojis Reviewed on: 6th February 2020

Banking

5
Love this app, puts money away for me to save without even realising I'm saving, great app Reviewed on: 6th February 2020

Easy to use and highly effective

5
I have been massively in debt and struggled with money. Over the last 2 years I have saved over 7k using chip. I love it and it's interface. Reviewed on: 6th February 2020

Brilliant and simple to use!

5
Chip is such a simple to use bank, no need for any face to face consultation and removing the need for the hassle of travelling to and from your local branch. I also love the concept of the automatic save. Reviewed on: 6th February 2020

Outstanding product

5
Allows me to save money without having to think about it or set up standing orders etc, makes it simple and easy with a decent return Reviewed on: 6th February 2020

Smart app

5
Smart way of saving without even knowing you’re doing it! Reviewed on: 6th February 2020

Excellent

5
I started using this app with little faith in a matter of months i had saved enough for a weekend away without even noticing Reviewed on: 6th February 2020

Amazing way to save

5
Have tried a few saving apps but this one is a cut above the rest. It’s so easy to manage your savings and the amount you want to save each time. I would say I would recommend to friends and family but I have already done that! Reviewed on: 6th February 2020

Best savings app

5
Chip is super easy to easy and allows you to save so much money without you even feeling it Reviewed on: 6th February 2020

Out of sight out of mind

5
For me, this is the most effective savings technique out there. It’s helped me save super quickly for a trip to Japan and couldn’t be more delighted. Recommend it to tons of folk. Reviewed on: 6th February 2020

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