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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Clever savings

Allows me to save money a little each week. Fab. Reviewed on: 6th February 2020

So easy to save

It’s amazing how quickly your savings build with this app! I use it to save for holidays and weekends away! Reviewed on: 6th February 2020

Great app

Really helped me save when I found saving difficult. Helped me get out of my overdraft and debt free! Can not recommend the app enough. Reviewed on: 6th February 2020

You don't even notice you are saving!

Love this app - it takes such small amounts you don't even notice it but it soon builds up. Great idea for those who find they are unable to easily save. Reviewed on: 6th February 2020

Amazing

Saved loads of money without even knowing! Reviewed on: 6th February 2020

I have and will continue to recommend to friends and family

I have saved so much without noticing it having an effect on my bank balance. I have also been able to move monies to my current account with no issues. Great app, highly recommend. Reviewed on: 6th February 2020

Incredible

When people say in adverts they didn't notice their savings apps, I was always a bit sceptical. But since Ive started using Chip I truly understand. I have saved more money without noticing the last year than I have in the 10 years before that. I recommend chip to everybody! Reviewed on: 6th February 2020

So easy, changed my finances completely

It’s so easy to save with chip, I love that it takes into account your balance each week! Reviewed on: 6th February 2020

Life Changing

I’m a regular chip user and this is the only savings app that has ever worked for me. It’s life changing in the sense I am paying for things I never thought I would. I know it’s my own money.. but it doesn’t feel like it & it feels like a reward. Couldn’t be without this app Reviewed on: 6th February 2020

Extremely effective saving appm

Chip has been great for saving money and being able to separate it into various accounts. It has made saving for special occasions very easy, and I never have any concern it will take more than I can afford. It is simply effortless saving. Reviewed on: 6th February 2020

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