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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

The effortless way to save

5
This app is the best. I'm useless at consciously making saves but now I actually have savings that accumulate for me. It's a no-brainer. Reviewed on: 6th February 2020

I forget that I'm saving!

5
Such a nice surprise when I open up the app and see how much I'm putting away for a rainy day! Reviewed on: 6th February 2020

Saving made easy

5
Chip always makes it easy to save without knowing money has gone out of my account Reviewed on: 6th February 2020

Great Saving App

5
Chip has helped me save money for the last 2 years, it has helped me save money to go towards a deposit for a house, paying for car repairs and purchasing things that I need. Now that I am expecting my first child Chip is helping me save money for the arrival of him or her! Thank you Chip!! Reviewed on: 6th February 2020

Reliable, consistent savings app

5
This app has been consistently helping me save for a house deposit over the last year. Chip works in a way where you don’t realise you’re saving and takes small, regular amounts. Being able to adjust your saving level is incredibly helpful as well as having the options to pause saves (sometimes that week before payday is a little tight!). Highly recommended app for all with any savings goal, no matter how big or small. Reviewed on: 6th February 2020

Awesome App that paid for my bucket list holiday!

5
Chip is one of my favourite apps - I t’s allowed me to save money when previously we have never managed to much. Using the app I saved enough to pay for not only the holiday but all of our spending money to go on a lifetime bucket list holiday. It’s awesome and the best app I’ve ever used!! Roll on the next holiday which chip is saving for already! Reviewed on: 6th February 2020

Highly recommend

5
Awesome app helps me save with out noticing huge chunks of money out of my account. Reviewed on: 6th February 2020

Great savings app

5
Love this app as I don’t miss the money they take and it soon builds up Reviewed on: 6th February 2020

Brilliant auto saving app

5
Set up the app with your bank & it does the rest for you, automatically saving what you can afford as it continuously monitors your income & spending. Reviewed on: 6th February 2020

Lifesaver

5
I'm a student who's almost always broke and chip has saved me so many times - it made me realise I have more money than I thought I had and it's help me budget. I have £720 saved up so far and I've recommended to to my friends and my sisters and they all love it! Reviewed on: 6th February 2020

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